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Maybe. I've no clue how to even get into their 401k, etc. I guess I could call their broker or something, but that's just money I can't have access to without major penalty. Supposedly they match 3 or 4 percent or something. That's the real crux of it. Every cent I give them is a cent I can't...

I agree. I thought I'd be dead by 60, but that's maybe not going to happen, so I'm trying to be proactive at this juncture.

-39 -Midwest, USA -Currently $100k in VFIAX individual brokerage. -I want mobility and will sacrifice to have it, and don't trust HR or corporate one bit so my job has zero to do with anything financial retirement wise unless you could SS. Screw their 401k or whatever. Say what you want...

Yes, but we are all adults. If someone on here "ruins my life" with a post, I can promise they didn't.

It's a concept. I refine concepts into plans into actions into pathways to results. This is part of the process, albeit a very very initial part. Criticism is welcome and fine. It's all part.

If I were to choose a more conservative plan, such as a vanguard mutual dividend fund, it would be 25k a year. Or Id need about $1M for 50-75k. I tend to approach things very simply, and once I begin sorting them, the details become clear and I refine the approach. I do not go to cut down only...

I could easily live on $50K a year in my area once I pay everything off. Could live well, even. That said, I agree with the fear over it being tied up in a single asset.

Retire is the plan. As soon as possible.

So, I have been plotting a retirement. If everything is paid off, and you have say, $500k in mutual funds etc, is there any reason not to put it in a fund like PRT or EFC or something and just live off the dividends?

No. Just money. The second I have enough, I'm turning in my 4 week.

Their EVs are still the most trouble free.

I just bought a $50 single stage code matched automotive spray paint can from Amazon, cleaned the hood with 99% ISO, and sprayed it. It's far from perfect, but it passes the 20ft glance test and keeps the car from standing out.

I forgot to mention, fuel filter done already. Also, rear brakes. I will likely let it nickel and dime me until something 4 figure range goes out, then, I'm out.

I will drive it until a major failure occurs and then it will be done.

So far, I've ended up putting a bit of money into it: -Alternator -New shocks/struts front/rear -new battery (just today) -new hubs left and right front -WS90 snow tires and Weathergrip for the rest of the year -Fixed EVAP leak with new canister, solenoid, and repaired rat-chewed wiring -New FP...

No issues here, but only 37k miles.

Body-on-frame sedans.

This is normal for Tesla.

I wanted 40A capability, so I have, but I have rarely needed to use it.

Yes, I set the car to 24A. I don't need 40A, so I turn it down.