It's not about less government, it's about law and order and the financial responsibility required for having the right to drive.
What's government worth when you have people crashing into each other without consequences?
I've dealt with countless claims of hit and runs and with no insurance where the victim is left pounding sand and up the creek in some cases. The insurance company won't care or hire Matlock to investigate / track down the perp. Insurance will say it's the police's job and if they are too busy well you better DIY tracking the driver down. Usually these people are useless eaters without enough earning potential or assets to pursue anyway. Insurance company subrogation department AFAIK only go after the low hanging fruit.
IIRC one good law on file is in NJ. Supposedly a pay to play statute, from Google:
New Jersey's "no pay, no play" law prevents uninsured drivers from recovering non-economic damages in civil lawsuits for car accidents. This law is intended to reduce the burden on insurance companies.
What does it mean?
- Uninsured drivers cannot recover non-economic damages, such as pain and suffering, even if they win their case
- Uninsured drivers may also have limited ability to collect for property damage
- Uninsured drivers may face criminal charges
What are the penalties for driving without insurance in New Jersey? A fine of at least $300 and up to $1,000, Community service, and A one-year driver's license suspension.
The smaller gov't people IMHO are basically
against bureaucrats crafting laws out of thin air without legislation. Overturning Chevron is the solution here.