Experts? Like NFPA and IEEE aren't experts?So that a direct strike that is shunted to ground immediately disconnects the load.
Regardless of what the code says, according to the experts it is not the best way to protect yourself from a direct strike. When everything is tied together everything takes the hit. When I had a communication tower I installed a lightning arrestor and a dedicated ground rod, it took a direct lightening strike and everything survived.
You got lucky. This time.