Looks like another strike for me for owning an EV, especially if we end up living in the south.
No, not a concern. I love electronics so in this new home, for fun. I installed a breaker box surge AND an outdoor HVAC unit surge. Plus I have surges on any electronic in the house, including the dishwasher, washing machine, refrigerator and overhead cooktop hood *LOL*
I wonder how many people forget to protect their refrigerator? Today's refrigerators have circuit boards (as washing machines, dishwashers and even my overhead exhaust fan) People forget that. Then we read about failures on circuit boards.
Almost any community built in the last couple decades now have unground utilities. Our last home, on the larger size 3000 sq ft.
16 years old when we just sold it. Our two builder installed 16 old AC units were still working like new. Also passed an HVAC inspection from the buyer. Never had a surge on those two units nor in my breaker box. I did have plug ins on electronics in the home.
Over head power lines in rural areas is an issue. Doing security systems I have done a lot of work on homes with big surges. Kind of creepy in some of them, blew out the appliances etc. Hey much of Long Island is overhead. It's not really that common though. But it does happen.
The lightening can get intense here sometimes. I "only" knew of one home with a direct hit and burned down. Newer large home like ours about 1/2 mile away. ...And because I love lightening, one time, I stood outside our brick front home near the front door overhang, watching the storm and bam, it was close because I felt electricity run through my arm as I had my hand leaning on the brick. The current made its way through the brick I guess cause it was wet. No damage in the home though. SO that was 2 instances in 16 years.
I was standing in that doorway. I will never forget it *LOL* Felt the charge go right up my arm where my hand was touching the brick. There is also a GFCI right below. I dont know where the charge came from. The wiring, ground or upper level.