All big banks are crooked, Wells got caught.Given all the crap that Wells Fargo did to customers a few years, like opening up new accounts without the customer asking I decided never Wells Fargo.
I have been screwed by BoUnamerican but not Wells. I have been a customer of both for decades. I wouldn't trust either, or any other bank for that matter.
Pick your poison. I agree with @tmorris1, the 2% without any games to play is a pretty good deal.