Verizon credit card

[Donald]

Verizon has a credit card with 4% rebate for several categories and the rebate gets applied off your Verizon bill. Obviously you have to be a Verizon customer. I have Verizon FIOS.

Seems like a decent deal. But I need another credit card like I need a hole in my head.

 

[JohnnyG]

Verizon has a credit card with 4% rebate for several categories and the rebate gets applied off your Verizon bill. Obviously you have to be a Verizon customer. I have Verizon FIOS.

Seems like a decent deal. But I need another credit card like I need a hole in my head.

I think the Prime Visa pays back 5%, but Verizon doesn't want a credit card, only debit. So ultimately, it's a pretty good deal.

 

[Brybo86]

no AF, 1% discount on Verizon bill and unlimited 4% grocery dining and gas.

Only catches are you need a Verizon account and it's issued from synchrony and the rewards are provided in Verizon bucks not straight cash.

you also get 4% back in Verizon purchases

Do you get a great deal on your Verizon service?
My relatives Verizon plan is so expensive compared to Tmobile plan That I would have to earn $50 a month in rewards *more* than my current cards just to break even.
That seems near impossible without mega spend.

 

[Nessism1]

Verizon has a big exodus problem these days, particularly with their phone business, and I'm not surprised. They were always more expensive than the other carriers, and even with MNO's, they offered less data/month for the same cost. It seems they are trying to fight back, but always on a higher tier than some of their competitors.

 

[MalibuRam65]

Ugh you might be better off getting the Costco Credit card

 

[Donald]

Verizon has a big exodus problem these days, particularly with their phone business, and I'm not surprised. They were always more expensive than the other carriers, and even with MNO's, they offered less data/month for the same cost. It seems they are trying to fight back, but always on a higher tier than some of their competitors.

Big exodus from mobile. I doubt anyone leaves Verizon FIOS to go to Comcast.

Verizon is going to fix the problem of people leaving Verizon. They now will not unlock your phone for a year. It's was 60 days. You are going to love that change.
.
I have Google Fi and Pixel phones.

 

[Tdbo]

The fact that it is a Synchrony card is an automatic DQ for me.
I wouldn't mess with it.
If you can pay with CC, either use a reward card you already have or find one that benefits you.

 

[Oldwolf]

I've had a Verizon CC for years. It's a good deal imo.

 

[Jay73]

Problem with most single store branded cards is the APR% is usually high so good just to get discounts/rebates and pay them off over holding a balance on them. I did the Discount Tire card on a new set of rims/tires just to get the 5% off and as long as paid within a year no interest is charged. But that's the only specific store card I have and not looking to add more as I prefer general cards at lower % over store branded ones at higher rates.

 

[SC Maintenance]

Sure, why not? Whats is the downside really other than the effort.

I had not gotten a new cc for decades, but I upgraded to a Wells Fargo card that pays 2% on everything.

My Bank of America card pays 3,2,1% on categories you select. So similar to the Verizon thing.

I guess it would matter how much you spend and if you have enough costs in Verizon bills to make it worth while?

 

[earlyre]

Big exodus from mobile. I doubt anyone leaves Verizon FIOS to go to Comcast.

Verizon is going to fix the problem of people leaving Verizon. They now will not unlock your phone for a year. It's was 60 days. You are going to love that change.
.
I have Google Fi and Pixel phones.

I switched from Verizon to Fi last fall... was a Verizon wireless customer since 2005, switched to Verizon prepaid around 2016, got the same coverage and data for literally 1/2 what i was spending on my contract plan....
all was fine until i got my Pixel 10. there was a problem with VZW's database, that said the IMEI on my new phone( unlocked Pixel 10 direct from Google) was a Global phone, requiring a physical Sim, and my phone HAS no Sim slot, it's E-Sim only.
I went back and forth with their customer service folks for 2 weeks, with no progress.
I ended up giving Fi a test drive, just to see if the T-Mobile network had improved in my area since i last tested it several years back. it worked just as well as VZW in my area. ended up porting my number, and switching full time.

no real complaints. the only time i've had an issue was when we went to the Ohio Renaissance Festival ( where they've typically had poor Coverage over the years, too many people in a rural location) I had basically no signal, while my GF had plenty of coverage, she was face timing her Sister half of the day. ( she's on Visible - Verizon's bargain brand, on a 1-2 yr old iPhone)

 

[SeaJay]

I have had a Verizon account for a long while and got a Verizon Visa last year. No problems with Synchrony being the middle man. I get the 4% on groceries, restaurants and gasoline. Never a problem, the Verizon bill gets a nice discount every month. We pay it off every month so the Synchrony interest rate doesn't matter.

My wife got a Prime Visa last year with Chase as the middle man. Both her purchases as well as mine from Amazon get the 5% credit which does add up. Best of both worlds.

 

[Donald]

I have had a Verizon account for a long while and got a Verizon Visa last year. No problems with Synchrony being the middle man. I get the 4% on groceries, restaurants and gasoline. Never a problem, the Verizon bill gets a nice discount every month. We pay it off every month so the Synchrony interest rate doesn't matter.

My wife got a Prime Visa last year with Chase as the middle man. Both her purchases as well as mine from Amazon get the 5% credit which does add up. Best of both worlds.

I wish my Amazon purchases would show up on my wife's credit card!!

 

[Bill7]

Verizon has a big exodus problem these days, particularly with their phone business, and I'm not surprised. They were always more expensive than the other carriers, and even with MNO's, they offered less data/month for the same cost. It seems they are trying to fight back, but always on a higher tier than some of their competitors.

I have Verizon on one of my phones, the rest have AT&T.

When using the phone as a hotspot to broadcast wifi to my laptop, Verizon seems to slow down hotspot data significantly to make it almost unusable. Regular data on the phone is fast, but hotspot is crippled. It's the start of the billing cycle, so not like I exceeded some limit. Just another cheapening of the service by Verizion in my opinion.

AT&T gives you full speed hotspot.

I read an article from Motley Fool that they are predicting Verizon will be thrown out of the Dow Jones 30 in 2026.

 

[Lwnmwrboy5]

I have this card but only use it to get the autopay discount without using a debit card. The 1 % back on the Verizon bill is as much as I would expect, but I have like 8 lines so it does add up to around 60-70 bucks a year.

I’ve been meaning to try an experiment with one of my cards that gives 5 % back on cell phone providers though. Buy a Verizon gift card (not the prepaid type) to pay the monthly bill. However, you need to find a corporate store that sells the gift cards that can be applied on contract accounts. I think you still need to leave a small balance for the Verizon credit card to pick up so the autopay discount will still apply.

 

[D1dad]

I switched from Verizon to Fi last fall... was a Verizon wireless customer since 2005, switched to Verizon prepaid around 2016, got the same coverage and data for literally 1/2 what i was spending on my contract plan....
all was fine until i got my Pixel 10. there was a problem with VZW's database, that said the IMEI on my new phone( unlocked Pixel 10 direct from Google) was a Global phone, requiring a physical Sim, and my phone HAS no Sim slot, it's E-Sim only.
I went back and forth with their customer service folks for 2 weeks, with no progress.
I ended up giving Fi a test drive, just to see if the T-Mobile network had improved in my area since i last tested it several years back. it worked just as well as VZW in my area. ended up porting my number, and switching full time.

no real complaints. the only time i've had an issue was when we went to the Ohio Renaissance Festival ( where they've typically had poor Coverage over the years, too many people in a rural location) I had basically no signal, while my GF had plenty of coverage, she was face timing her Sister half of the day. ( she's on Visible - Verizon's bargain brand, on a 1-2 yr old iPhone)

I’m in Defiance and we switched to T mobile as well. We had Verizon for about 25 yrs and enough was enough. I travel a lot and can’t say that T-Mobile’s network is better, because it’s not. But, for half the price, I can deal with it.

 

[Donald]

I switched from Verizon to Fi last fall... was a Verizon wireless customer since 2005, switched to Verizon prepaid around 2016, got the same coverage and data for literally 1/2 what i was spending on my contract plan....
all was fine until i got my Pixel 10. there was a problem with VZW's database, that said the IMEI on my new phone( unlocked Pixel 10 direct from Google) was a Global phone, requiring a physical Sim, and my phone HAS no Sim slot, it's E-Sim only.
I went back and forth with their customer service folks for 2 weeks, with no progress.
I ended up giving Fi a test drive, just to see if the T-Mobile network had improved in my area since i last tested it several years back. it worked just as well as VZW in my area. ended up porting my number, and switching full time.

no real complaints. the only time i've had an issue was when we went to the Ohio Renaissance Festival ( where they've typically had poor Coverage over the years, too many people in a rural location) I had basically no signal, while my GF had plenty of coverage, she was face timing her Sister half of the day. ( she's on Visible - Verizon's bargain brand, on a 1-2 yr old iPhone)

If you travel outside the US on a cruise or tour Google FI is nice. Service in Europe and Mexico, Caribbean and other places is no extra cost. Same as the US. You don't need to do anything to get it to work. It just works in many countries. It's not world wide, so maybe more limited in Africa or Asia. But in the areas I have vacationed in the Caribbean and Europe mostly Google Fi works.

 

[tmorris1]

Sure, why not? Whats is the downside really other than the effort.

I had not gotten a new cc for decades, but I upgraded to a Wells Fargo card that pays 2% on everything.

My Bank of America card pays 3,2,1% on categories you select. So similar to the Verizon thing.

I guess it would matter how much you spend and if you have enough costs in Verizon bills to make it worth while?

I used the same Wells Fargo card. We use it for almost everything because there are no categories to worry about. We buy groceries at Wal-Mart which isn't considered grocery by credit cards so the grocery category never works for us.

 

[RaymondP]

A general comment on all credit cards. I have noticed that when paying with a credit card more than ever you are now required to pay an additional service fee, usually 3% or 4% of the bill. This is not just at restaurants. Even the marinas are now charging it for docking and services. My check book used to remain at home but now accompanies me, along with cash. Any credit card cash back offers are now becoming a wash as you barely break even, depending on where you spend.

Noticed this trend first started with gas stations but is now becoming more widely adopted. Correct me if I am wrong, but in Europe I recall it is illegal to charge a different amount (service fee) if paying by credit card?

 

[Donald]

I used the same Wells Fargo card. We use it for almost everything because there are no categories to worry about. We buy groceries at Wal-Mart which isn't considered grocery by credit cards so the grocery category never works for us.

Given all the crap that Wells Fargo did to customers a few years, like opening up new accounts without the customer asking I decided never Wells Fargo.