Anybody used the Treasury Direct service ? You can buy Bonds and other securities from the US goverment there. I've got some spare cash that I'm thinking of putting there but I was wondering if anybody had ever used it before I input all of my information on there.
Treasury Direct
- Thread starter adam123
- Start date
- Status
I've had a TD account for a few years. I buy and redeem I bonds. It's easy to set up and use. It's linked to your bank account or money market account. They will send you a card that you need to decipher to gain access to your account. Looks like a pain in the a__. but it's really easy. It's for security. Just don't forget your security questions when you set it up. If you forget to answer them correctly, you have to call them to gain access to your account. Not a big deal, but sort of a pain..All in all very easy to use. Have really had no problems.
Yea..I did. I wanted to make them a gift and wasn't able to do it. The site is limited. I would go to a bank.
In Canada, you can purchase bearer bonds.
Originally Posted By: adam123
Anybody used the Treasury Direct service ? You can buy Bonds and other securities from the US goverment there. I've got some spare cash that I'm thinking of putting there but I was wondering if anybody had ever used it before I input all of my information on there.
I used to buy a lot of bonds during the last couple of years. With the inverted yield curve, it was a far better deal than keeping a savings account especially when the interest is federal tax free. But I stopped using it during the last half of last year. First, the interest rates are not that good and I can get better returns in my ROTH IRA brokerage account. Second, the site has become a PIA to log on. Not only you can't type your password (you have to click a virtual keyboard whose layout changes all the time) but you have a log in matrix that you have to have with you to enter values from. A major PIA.
But once you are in, the site is very easy to use.
Anybody used the Treasury Direct service ? You can buy Bonds and other securities from the US goverment there. I've got some spare cash that I'm thinking of putting there but I was wondering if anybody had ever used it before I input all of my information on there.
I used to buy a lot of bonds during the last couple of years. With the inverted yield curve, it was a far better deal than keeping a savings account especially when the interest is federal tax free. But I stopped using it during the last half of last year. First, the interest rates are not that good and I can get better returns in my ROTH IRA brokerage account. Second, the site has become a PIA to log on. Not only you can't type your password (you have to click a virtual keyboard whose layout changes all the time) but you have a log in matrix that you have to have with you to enter values from. A major PIA.
But once you are in, the site is very easy to use.
That's a really neat way to defeat keyloggers and cause trouble for login bots.
Yea, I wish all financial institutions used the virtual keyboard. Won't defeat keyloggers that do screen capture, but with the blurred out log-in details, it's totally affective.
JHZR2
Staff member
Ive had an account since about 2002. I buy I bonds with spare cash.
Since I can buy bonds through payroll deduction at work, it reduces the need for TD for me. I still have and use the account though...
JMH
Since I can buy bonds through payroll deduction at work, it reduces the need for TD for me. I still have and use the account though...
JMH
Originally Posted By: Drew99GT
Yea, I wish all financial institutions used the virtual keyboard. Won't defeat keyloggers that do screen capture, but with the blurred out log-in details, it's totally affective.
Yep, it's so effective that even I have stopped logging in.
Yea, I wish all financial institutions used the virtual keyboard. Won't defeat keyloggers that do screen capture, but with the blurred out log-in details, it's totally affective.
Yep, it's so effective that even I have stopped logging in.
Great. You'll think it's easier than drinking margaritas on the beach if you ever become a victim of identity theft...
Agreed!!
- Status
Similar threads
