It's always interesting to me that people who don't understand something want to somehow make the leap that because they don't understand it, no one does. It's a patiently absurd conclusion, much like your conclusion that we don't know squat about the universe.
You may not know squat about the universe but humans can explain ALMOST every single thing going on around you with a precision that is mind blowing. There are only a handful of things we can't full explain - gravity, dark energy, dark matter, neutrino masses, matter-anti-matter asymmetry, why the constants of the universe are precisely what they are, inflation, and quantum spacetime.
The 5% of the universe that is ordinary matter, which makes up 99.999999% of your reality, is completely explainable, testable, and it has been tested tens of thousands of times over the past 200 years to at least 10 decimal places. The standard model and quantum mechanics/chromodynamics/electrodynamics is the most successful and tested scientific theory in the history of humanity.