Nice comments from Danno on how short tripper winter engines can sludge up on even lower mileage OCI's.
If you do it yourself its still less than the oil change store or the dealer is going to charge you for one change of full synthetic. Coming from Billings I know the driveway is not the place to be changing oil in Dec/Feb.
Change the oil now in November if that's a concern. Go on a Nov/May schedule. In checking Billings, MT average high (32-35F) and low (15) temps for Dec/Jan/Feb there's certainly going to be at least one "moderate" day to change your oil in the depths of winter. If you're healthy, and can't or won't get under a warmer engine and change your oil in 20-30 F deg weather, then you have very little motivation. In that case, take it to an oil change place and have them do it. Bring your own synthetic oil and filter ($15-$20) and they'll charge you $15-$20 tops for labor. My oil changes are done in later Nov/early Dec and late May each year.