Thank you everyone. I went with the Fram for the 20k rating and my observation for pleat spacing etc. I told them when the MM turns on which will be 5k, to get it done or see me and we will do it. Looking at inspection sticker from mid February, they have gone 6k miles since then and he said last OCI was in August, unknown oil/filter.
Filter housing and drain plug were WAY over torqued. 2 skid plate/plastic shield bolts were snapped off in the skid plate (got them out also).
Here is the filter that came out.
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Looks ok to me. But the media app always to have done something or caught stuff as may be to my eyes fuzzy somewhat. Maybe I’m crazy not sure. Either way; filter did the job