Realtors in Florida

I had a PA builder call me yesterday for a client that wanted to buy my 1 acre lot there.
She was the owner. I told her not at this time and she said if I decide to build there give her a call.

She sent me her website link which I won't mention but several things caught my attention compared to another builder.

They have plans to 6000 Sq. Ft. For the sake of conversation and please chime in.

The standard list does not list the driveway, well, septic tank, or city services hook up.
The above is $80k to $100k extra and public hookup is $40k...wow..

This is cute...electric baseboard heat with Thermostat in every room. Who does that to a 6000 Sq ft house? Talking east coast....

No hvac system.. that's $17 to $20k per system.
Anything near 4000 Sq ft. Would need 2 sets.

This is special. The base price does not include excavation.. everybody else does. No price was listed for that.

Next she said options would average $80k to $100k as the norm

The basements are 8 ft but 10 ft is an option.

2x10 floor joist..the competitors use 2x12..

They had a base price 3500 Sq ft model start on your land for $435k

Figure that out ...
 
I am by no means taking up for that builder but without the builder knowing specifics about the site, its going to be really hard to include most of what you had listed. She sent you spec pricing but should have noted that.

Here in FL, there are so many variables when building anything. Soil compaction, muck (like quick sand) perculation tests for septic, water table, impact fee's for utillities, etc. Most builders unless it is a subdivision that they own will indicate that pricing is for a standard lot only.

In any event, if you don't have to sell off that acre, don't. I met a man who owns a few hundred acres in Michigan that told me developers were all over him to sell some land but when I asked him why he purchased it in the first place, he said it was for him and his kids to enjoy, hunt, fish, etc. So I simply told him that unless he was in desperate need to sell why the hell wopuld he want to take that from his kids? He agreed, and thanked me for an honest opinion and said he will pass it down to his kids to enjoy with their kids.

Not everything has to be for sale and not every square foot of land needs a house or building on it!

TH
 
Tharber said:
I am by no means taking up for that builder but without the builder knowing specifics about the site, its going to be really hard to include most of what you had listed. She sent you spec pricing but should have noted that.

Here in FL, there are so many variables when building anything. Soil compaction, muck (like quick sand) perculation tests for septic, water table, impact fee's for utillities, etc. Most builders unless it is a subdivision that they own will indicate that pricing is for a standard lot only.

In any event, if you don't have to sell off that acre, don't. I met a man who owns a few hundred acres in Michigan that told me developers were all over him to sell some land but when I asked him why he purchased it in the first place, he said it was for him and his kids to enjoy, hunt, fish, etc. So I simply told him that unless he was in desperate need to sell why the hell wopuld he want to take that from his kids? He agreed, and thanked me for an honest opinion and said he will pass it down to his kids to enjoy with their kids.

Not everything has to be for sale and not every square foot of land needs a house or building on it!

TH
Click to expand...
Agreed and the Florida notes too. The other builder in the area includes everything above but with limits well spelled out. And actually top quality as he built my nieces house and I got to watch it from start to finish.

They include excavation with no limits as long as it's perked...of course.

Septic included. Well to 300 ft and you pay $9 a foot after that.
75 ft of driveway and full hvac ...propane or oil and a AC.
Bigger plans include 2 sets of the above.

Luxury extras is the only upcharge.

I buy lots as investments and for entertainment. This year since I sold a Florida lot I will pick up another one.
Yes not every piece of ground needs to be used.
 
I also failed to mention Gopher turtles, scrub Jays, etc. Please be careful buying scattered land her in FL. Last time I checked the turtles were $17,000 each to relocate! Also don't be fooled into the multi family land game. Anything in a highly populated area that was a good deal has long since been sold.

I'm not involved in residentail at all but after 37 yrs, I know lots of agents and brokers, if you need a few names in any area, I'd be happy to help you out.

TH
 
Port St. Lucie
On a new $400k home
Taxes $9k a year
Homeowners $7k
Higher car insurance as well.
 
That doesnt sound right for PSL. Their millage rate is 5.2% which is one of the lowest in FL, 5.2% per $1,000 in home value. That would equate to about $2080 a year. You would also receive atleast a $25,000 homestead exemption on the house, if you live there full time, so taxable value would be reduced to $375,000. There are also exemptions for age, military, etc. Your taxable value by FL law will only increase increase no more thatn 3% per year after year one or no more than 10% of assessed value (in FL assessed value is based upone purchase price, less exemptions, it is NOT market value).

I can not comment on insurance rates but they too are listed as one of the least expensive in the State.
 
Tharber said:
That doesnt sound right for PSL. Their millage rate is 5.2% which is one of the lowest in FL, 5.2% per $1,000 in home value. That would equate to about $2080 a year. You would also receive atleast a $25,000 homestead exemption on the house, if you live there full time, so taxable value would be reduced to $375,000. There are also exemptions for age, military, etc. Your taxable value by FL law will only increase increase no more thatn 3% per year after year one or no more than 10% of assessed value (in FL assessed value is based upone purchase price, less exemptions, it is NOT market value).

I can not comment on insurance rates but they too are listed as one of the least expensive in the State.
Click to expand...
I see discrepancies on the rates but I am going by 2 year tax rates for obvious reasons and from a few realtors in the area.
The info starts at 9:41 here. She has a few typos in the video.

 
I'm not knocking that agent but when I pull her name up in our licensing data base she is listed as involuntarily inactive. That means she didn't do something right and lost her active status. It doesn't nessecarily mean she is a bad person but I disagree with much of what she stated.

I do think I errored on my post, I did not account for the county tax millage rate.

See this link for a calculator: https://www.paslc.gov/tax-estimator/

If its a place you are considering moving to, get more into the different areas within St Lucie to see what each municipality adds to the mill.

In Brevard county, I pay much less in property taxes than say someone in Indian Harbour Beach.
 
Blamed on old folks and foreigners... Florida is becoming the unaffordable state even for the rich...
1000002850.webp
 
KCJeep said:
At least you, being filthy rich, are still in the game. :p
Click to expand...
Somehow I feel since knowing you from BITOG I have gained much knowledge and have changed my view of society.
I now appreciate people like you even more. You get up every morning with a smile on your face
although you have nothing going for you and no future.
Seriously it brings a tear to my eye unlike the self absorbed filthy rich like Pablo.. 😁 😆
 
Just looked at a video with my favorite realtor 😁
Ocala $500k is $1200 homeowners. The numbers usually are consistent...new home of course
 
I just saw this beauty. Totally run down dump. Needs a total refurb... I just love Florida taxes...

1000002887.webp
 
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