Realtors in Florida
- Thread starter Zee09
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Zee09
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GON
$150 Site Donor 2025
GON
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Comon, that is BITOG's favorite nephew.....
Zee09
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We looked at a house in Florida about two years ago that had a retention pond behind the house. I specifically told the broker I didn't want to be close to a pond. In any event we looked. I asked her if it was in a flood zone and she said "part of the property is." That was a new one to me, and might have been true. I said "as if the water knows where to stop when it floods." My logic with that semi sarcastic comment was to convey once again don't show me property with a retention pond in the yard. High insurance is killing a lot of people in Florida imo. Some brokers bring buyers to houses they specifically state they're not interested in to impress the seller, the fix for that is not to get out of the car and look at those houses. Once again there are good brokers out there, the challenge is finding them.
GON
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Many buyers, to include my lovely bride, get drawn into awesome decorating and staging. I can't tell you how many "dog" houses my bride "loved", becuase of the way the home was staged.
Agree with your course of action- do what you can to avoid getting out of the car.
We have something in common, my wife is the same way as your "bride" is. She tipped her hand a few times over the years and tossed any shot at negations out the window, and even a mediocre sales person can pick up that. She's better now. A few years ago after my father passed I had to sell his condo in a senior community. Long story short the appliances had to work properly. I had to buy a stove and dishwasher. We went to PC Richards landed on the appliances and my wife commented lets get this over with and the salesman clearly heard her. I said to him, thanks for the help, my wife just killed any shot I had with trying to get a better deal. He said you got the best price. I laughed, thanked him, and went to their sister store two towns over and got a better price with free delivery for the same goods. My wife was not a happy camper, but was reminded how I roll.
Now she maintains a good poker face.She has a large white Palisade SUV. You should be safe.......probably.I'm afraid to ask Walt?
What kind and color SUV does she drive
Zee09
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That is typical and why you shouldn't bring your wife to a negotiation. My buddy had new siding put up and termites were found and his wife tells the contractor " we don't care what it costs, we want it fixed right"We have something in common, my wife is the same way as your "bride" is. She tipped her hand a few times over the years and tossed any shot at negations out the window, and even a mediocre sales person can pick up that. She's better now. A few years ago after my father passed I had to sell his condo in a senior community. Long story short the appliances had to work properly. I had to buy a stove and dishwasher. We went to PC Richards landed on the appliances and my wife commented lets get this over with and the salesman clearly heard her. I said to him, thanks for the help, my wife just killed any shot I had with trying to get a better deal. He said you got the best price. I laughed, thanked him, and went to their sister store two towns over and got a better price with free delivery for the same goods. My wife was not a happy camper, but was reminded how I roll.
Doubled the price...
Yep. even something as simple as "I like it," can pile on the cost. I tell my wife if they ask her if she likes something to just reply with "it's OK" if she really likes it. Leave all excitement and emotion out of it. She got a lot better. What a lot of people miss is this: A good salesman's job is to read the potential buyer and sell something for as much as he/she possibly can. A good buyer's job is to get the lowest price they can. Often they meet somewhere in the middle. Lay downs make salesmen rich, don't be a lay down.
I have no idea how it works. The flood zone map lines clearly don't care about property lines. I would assume its based on where the house is actually built - but who knows? If its an existing home it should be in the disclosure?
I realize you didn't want a pond anyway. I don't either.
I'm not sure how it works either, but the broker's reply seemed plausible, as did mine. She actually walked to the end of the property and pointed to where the flood zone was. She must have fielded that question regarding that property before. CAUTION LIGHT in my brain went on. Lets say about 25' from the back of the house was the "flood zone." My logic was is the insurance company going to be that precise, or just bang me with a higher premium, or say I roll the dice and opt out of flood coverage and get banged if/when it floods right into the great room. LOL NO THANKS!!!! But as I used to say in the car business there's an {A..} for every seat. There's one for every house too.
If your getting FEMA flood insurance, they set the zone based on the property - and there very precise. However they do change them. For example they changed in my neighborhood in 2017 - they re-drew the lines. Didn't affect me, but it did for some. Another good reason to be further away I suppose.I'm not sure how it works either, but the broker's reply seemed plausible, as did mine. She actually walked to the end of the property and pointed to where the flood zone was. She must have fielded that question regarding that property before. CAUTION LIGHT in my brain went on. Lets say about 25' from the back of the house was the "flood zone." My logic was is the insurance company going to be that precise, or just bang me with a higher premium, or say I roll the dice and opt out of flood coverage and get banged if/when it floods right into the great room. LOL NO THANKS!!!! But as I used to say in the car business there's an {A..} for every seat. There's one for every house too.
If your getting private flood then who knows.
Yes, a good reason to be far from the ocean, rivers, lakes, ponds etc. Those flood zones change for sure. Being at least 50' feet or more above sea level is also a plus.
Our property is flood zone "X" - 0.2% chance for flood - the old 500 year flood zone. The piece of land behind is 1% - the old 100 year flood zone. That property is a buffer owned by the HOA - woods and a stream. We had the supposed 1000 year flood - or worst flood on record - in 2015 I think - and water never touched my property. The far end of my property is at least 4 fee drop from the edge of my house, and the house is on a raised slab another 4 feet.
We get FEMA insurance. Last year it was $713.00. We shall see this year - its due in a couple months. I always think about dropping it based on our experience in 2015. Then I just consider it my fee to not have any neighbors behind me and pay
No perfect world anywhere.
