I still think you can a more even, thorough application with a crème type product due to the quantity of liquid being applied.
True, even more so with a paste, but application skill is a fundamental part of the task, no?
Everyone has their own criteria, and priorities, and can decide accordingly.
I have no experience with M27, so I can't speak of it.
I have used 845, and if the OP's motivation is to avoid "white powder," then it can be eliminated from the list, along with other typical products in emulsified form.