Install an oil temperature gauge, if it shows normal operating temp at 200-210F with Mobil 1 0W40 then you can safely use 1 grade thinner. If it shows normal temperature at around 180-190 with Mobil 1 0W40 for most of your trips then you can go 2 grades thinner.
I don't have oil temp gauge in my E430, but the engine was noisier 3-4 years ago than when it was new, I changed to xW20 and the thinner oil quiets it down to almost silence. But I still do 12-13k miles or 1 year OCI following the FSS (MB oil life monitor).