I received a letter they looked like an official goverment letter. It was an offer to re-fi my house. Not only was I upset by the copy-cat envelope, but the payment example was almost exactly the payoff on my existing loan. So, I took a small, thin lead sheed, stuff we use for porting heads, and put it in the return envelope and sent it back. The letter weighed 3.7 ounces, including a couple of feet of scotch tape to seal it up. Is anyone else bothered by mail that arives in important looking envelopes and the fact that thse people have a lot of information about you?