life was more fun when I was younger.

It’s fun being young for the most part anyway. I know because I am young haha. But paying bills suck wish I could be the same age and not have to pay bills or taxes. The hardest thing for me is trying to find a girlfriend I’ve not had any luck. I will by the time I’m old hopefully lol. The few things I’m looking forward to with getting old is having a family and moving out. But still even with a few bills life is easy right now except the stress of living at home and not always agreeing on things.
 
I tell you, life sure was more fun when I was younger and more oblivious to most things. Now it's like I just go to work just so I can spend all my money on a tax of some sort. Property taxes, income taxes, electric bill, etc. I was more enthusiastic about going to work when I could buy fun things like a new atv or something like that.
I was the poster child for delayed gratification. I did not have the toys, or vacations, or luxuries my brother and my friends did back in the day, but I invested diligently and now I am on total cruise control while some of them now sweat retirement.

Point is, its all a trade off of some sort. I am pleased with my path, FWIW.
 
I make more money now than probably ever and i'm still broke at the end of the month once everything is paid for.
Sounds like you have too many fixed costs? We try not to do that, so some months we pull ahead, and others it all gets spent!
Running is a cheap hobby, and good for you. Right now I have to boys doing sports, and playing/breaking the mechanical toys here. So there's always somewhere to go, or something to work on! I got my youngest an XR100 this year so I dusted off the old YZ250 and went riding a few times a week with him. Its pretty fun watching him get better and better and trying to improve my own riding as well.
 
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I was the poster child for delayed gratification. I did not have the toys, or vacations, or luxuries my brother and my friends did back in the day, but I invested diligently and now I am on total cruise control while some of them now sweat retirement.

Point is, its all a trade off of some sort. I am pleased with my path, FWIW.
Half the people die in my family before they retire. No sense in saving for uncertainty
 
I tell you, life sure was more fun when I was younger and more oblivious to most things. Now it's like I just go to work just so I can spend all my money on a tax of some sort. Property taxes, income taxes, electric bill, etc. I was more enthusiastic about going to work when I could buy fun things like a new atv or something like that.
Yup. That’s why I replaced my fuel efficient and boring daily driver with something fun. I can still haul the kids, but have my fun ride as well. It costs more in gas, but it’s who I am and I can afford it. Some guys driving Civics have other expensive hobbies to essentially spend the same money I did and do.

As I’ve gotten older I’ve come to dislike the Christmas season, and get less patient with stupid people. Of course I am never the stupid person, right?

My fulfillment comes from something greater than me, my job, or my toys. You could take everything away from me and I’d be fine. I won’t push from where that fulfillment comes here.
 
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It’s fun being young for the most part anyway. I know because I am young haha. But paying bills suck wish I could be the same age and not have to pay bills or taxes. The hardest thing for me is trying to find a girlfriend I’ve not had any luck. I will by the time I’m old hopefully lol. The few things I’m looking forward to with getting old is having a family and moving out. But still even with a few bills life is easy right now except the stress of living at home and not always agreeing on things.
Join the Army, request to be stationed in South Korea. You will have an ample amount o wonderful young ladies that would do anything for a date with you- to include a date of going to a Korean baseball game.
 
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Half the people die in my family before they retire. No sense in saving for uncertainty
My family and I would disagree. We are blessed.

For clarification, I did not live like I was impoverished or anything. I honor God first, then I invested 15%-20% into my 401K without fail for 40 years. Then we spent the rest, lived in a very nice brick home on an acre lot, drove a nice Honda Odyssey, took vactions, you get the idea. What I did not do is spend away on personal hobbies like boating, hunting, high dollar golf trips, powersports, you get the idea.

Again I am please with my path. I am quite comfortable and have good health with hopefully lots of enjoyment ahead. I did not want to be trapped into working late into my years.
 
I agree it sure was a lot more fun for us when younger but it has little to do with money.

I have several aquaintances that I know that are filthy rich. I dont mean a little either. So much we joke they likely do not even know how much they have. Now, most of them have worked for it. Some also have inherited BIG TIME from both husband and wife's families. Each one of those couples that the wife and I know are completely miserable. We never encounter them when either one has a smile going on
or something to be happy about. Some are nearly always fighting about the money.

On the flip side we know others who work all the time just to pay the bills and keep the roof up and they seem happy as can be.

I am glad the wife and I fit kinda in between the two , or closer to the "workers." She still works at 68 and I worked as long as I could until I was forced to retire. Of course we dont have all we want and can think of lots of things we would enjoy doing that we do not manage to do anymore but..... we are ok with it just like things are.

I must confess we are 100% debt free for many years now and not from any inheritances. We both worked for all we have.
 
I remember seeing in 1979 a real estate listings book showing properties and 1st and 2nd mortgages, with their interest rates.
It was a real eye-opener how many people were living a phoney lifestyle. By phoney I mean they were a couple of paychecks away from default at best. They had the home, the cars in the driveway, maybe a boat.

About having money, what it really buys is the ability to see further into the future. Back when I was a broke college student I had to make a weekly decision between laundry, gas, food, and electricity. 1 hour walk each way if I couldn’t pay for gas, and cold during the winter. Sometimes I did laundry only to find out some Adam Henry washed their dog’s mat in the machine, and my stuff was covered with dog hair and I had to wash it again. I couldn’t see much past 1 week back then.
 
Ya adulting is for the birds. I had 3 wheelers and dirt bikes as a preteen and then a teen. I was a parents night mare. I would ride to near a girl's house, Park the bike in a safe place( this was when the area was not grown up like it is now) and go meet up with the girl.

Now I have bills to pay and a wife.
Why not put her on the back of the 3 wheeler?
 
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