*Investors Blog*

[MaximumMini]

Just wondering....are any of you guys the least bit concerned about ruthless lawyers, frivolous lawsuits and asset protection?
Some of you guys are doing quite well

Would anyone see any benefit to a discussion thread on asset protections because making it is one thing......keeping it is another

 

[LZ0 Bob]

Several with fixed yields of 3-3.3%.

So just pacing inflation......... since 2000. What good is that?

The S&P500 return, from 2000 to Today. This includes the 2008 Financial Meltdown, Covid, Tariff's, Wars, Fuel Shortages and Political Unrest around the globe......

 

[LZ0 Bob]

Just wondering....are any of you guys the least bit concerned about ruthless lawyers, frivolous lawsuits

A "1,000,000 Umbrella" policy... is very cheap. I suggest them to everyone I know. Most most folks, it will run aprox $250 a year .

 

[bovine1]

A "1,000,000 Umbrella" policy... is very cheap. I suggest them to everyone I know. Most most folks, it will run aprox $250 a year .

3-3.3% was a very good return with the inflation factor from 2010 to 2020 in my opinion. It suits my needs to a T. For an ultrasafe investment I like them. To each his own. My wife is very risk averse and I sleep well at night holding IBonds and TIPS.

 

[LZ0 Bob]

My wife is very risk averse

"Sometimes... the biggest risk, is taking no risk......" ~ Peter Lynch

 

[bovine1]

"Sometimes... the biggest risk, is taking no risk......" ~ Peter Lynch

I took lots of risks from 1982 to 2005. Since then I stopped trading futures and selling naked options and heavy stock allocation. I still own stocks just a much smaller allocation. No one size investing fits all in my opinion. I'm happy with where I'm at. Good trading.

 

[Zee09]

I hit the over $100k interest mark from Robinhood at the end of June. I was a Johnny come lately to this phone app

 

[Pablo]

Interest alone?

Just in my nidget brane you got over $7million in Robbinghood.

 

[Zee09]

Yes just interest.... thanks i think

 

[LZ0 Bob]

My "Trailing 12 months" in my aggressive portfoilo account.... Zero bonds.....
I try to stay All In....... most of the time. I have zero market timing skillz

 

[SC Maintenance]

So just pacing inflation......... since 2000. What good is that?

The S&P500 return, from 2000 to Today. This includes the 2008 Financial Meltdown, Covid, Tariff's, Wars, Fuel Shortages and Political Unrest around the globe......
View attachment 346606

Because once you have enough money your goal is not to lose it to inflation. Volatility matters.

Put another way - I give my 85 year old mother different advise than I give my 24 year old daughter.

 

[Al]

I am surprised that USO is actually steady or going down in the last week.
I am p0ndering whether to unload my 50K+ of precious metals and just go with say IBonds at 4.25%. Early this year I took a profit of $110K on precious metals. And that will never in my lifetime happen again. I think for now I will just let it ride and possibly liquidate. This is a small part of my net worth so its not really a big deal.

 

[bovine1]

For some reason 2028 and 29 maturity TIPS sold off since last Monday and fixed yields are now 2.25% ish. I don't pretend to understand this. 10 year TIPS are at 2.32% ish this morning fixed.

 

[Pablo]

Bought some SKHY this am. Some years back I was hoping they were public

 

[SC Maintenance]

For some reason 2028 and 29 maturity TIPS sold off since last Monday and fixed yields are now 2.25% ish. I don't pretend to understand this. 10 year TIPS are at 2.32% ish this morning fixed.

Actually understand (nope) or understand the why. The why is the fed didn't raise rates and Warsh was not hawkish enough so the 10 year Treasury is at 4.6%. 10 year TIPS are along for the ride.

Its all kabuki theater. The government cannot afford 10UST at 400BPS let alone 460. This is fleeting, but exactly how fleeting/how much longer they let it run is a good question.

The 30 year crowd is different. More actuaries, less bond traders - it always moves slower.

 

[bovine1]

Actually understand (nope) or understand the why. The why is the fed didn't raise rates and Warsh was not hawkish enough so the 10 year Treasury is at 4.6%. 10 year TIPS are along for the ride.

Its all kabuki theater. The government cannot afford 10UST at 400BPS let alone 460. This is fleeting, but exactly how fleeting/how much longer they let it run is a good question.

The 30 year crowd is different. More actuaries, less bond traders - it always moves slower.

Not disputing any of that but why do you think the 2- 3 yr fixed yield went up so much in 1 week? The 10 yr fixed yield went up like 6bps.

 

[Pablo]

Not disputing any of that but why do you think the 2- 3 yr fixed yield went up so much in 1 week? The 10 yr fixed yield went up like 6bps.

Does seem odd given the demand

 

[SC Maintenance]

Not disputing any of that but why do you think the 2- 3 yr fixed yield went up so much in 1 week? The 10 yr fixed yield went up like 6bps.

2 year is simply a leading indicator of fed funds. 2 weeks ago the market was pricing 1.5 fed funds cuts yet this year. Now there pricing zero. Why - because the new head idiot in charge of the fed said so. For what its worth (not much IMHO).

10 year is still a market set rate - or at least until the fed starts QE again. 10 year is up like 12bps in a week on inflation expectations. Again I don't believe it but what do I know. The only inflation so far is oil and electricity. Oil shocks are deflationary usually.

 

[SC Maintenance]

Does seem odd given the demand

Demand for which?

2 year? Not surprising.

10 year? Low demand, even lower issuance, still rising. Very odd I agree.

 

[Al]

Bought some SKHY this am. Some years back I was hoping they were public

Probably a good play...curious that my FSELX is up 25% since April 17 when I bought it.
On the otherhand my $100K: GLD, SLV, CENX, REMX, COPX, SLX, GLTR, SPCX are down 15% since April. I refuse to buy high sell low. And the $65K GLD/SLV profit I took in Feb doesn't hurt much. .

I think my $45K in REMX, GLTR, GLD, SLV will do do good in the next 2 years and if not...meh. that 100K is my "fun money" even though I am not well to do in the slightest. But I am very "comfortable"

I think in the near term I will shed most of my CDs and just do the IBonds