*Investors Blog*

[SC Maintenance]

Anyone have any better long treasury ETF / Fund than TLT.

Not interested in the strips. I want the coupon while I wait.

Only interested in treasuries. Likely will buy TLT soon if there aren't better options.

 

[Pablo]

Yes, recession is headed our way and I‘m 90% cash.

2022

Anyone have any better long treasury ETF / Fund than TLT.

Not interested in the strips. I want the coupon while I wait.

Only interested in treasuries. Likely will buy TLT soon if there aren't better options.

I have @Zee09 sized money in JPST

SGOV

others

Really doing fine

 

[SC Maintenance]

2022

I have @Zee09 sized money in JPST

SGOV

others

Really doing fine

Those are short dated, but thank you.

Looking for long dated / duration for very specific hedge. TLT looks about the best I can find.

 

[Pablo]

Those are short dated, but thank you.

Looking for long dated / duration for very specific hedge. TLT looks about the best I can find.

I know but was trying to clear your thinking! Haha I never do good with long bond funds

 

[SC Maintenance]

I know but was trying to clear your thinking! Haha I never do good with long bond funds

I hear ya.

I want a small amount of long duration for a specific reason. Otherwise I think the best bet for credit is short duration corporate high yield. Much of it is securitized. The real junk all went to private credit.

 

[SonofaBoomer]

Hi gentlemen, I haven't been in stocks for some years. I've lost some money in them (usually holding the bag too long) so I have not been too motivated to invest until recently. I have been reading through this blog and I have a little bit of money I should invest. I know AI/SEMI, Energy, and Financials are good right now. Risk tolerance is moderate and time frame is 20 years. I'd like to build something for the future and ideally be able to have something to give my kids. Any advice?

 

[SC Maintenance]

I know but was trying to clear your thinking! Haha I never do good with long bond funds

Fortunately I am good at procrasinating. 2/3 a point on a bond is a lot.

 

[SC Maintenance]

Hi gentlemen, I haven't been in stocks for some years. I've lost some money in them (usually holding the bag too long) so I have not been too motivated to invest until recently. I have been reading through this blog and I have a little bit of money I should invest. I know AI/SEMI, Energy, and Financials are good right now. Risk tolerance is moderate and time frame is 20 years. I'd like to build something for the future and ideally be able to have something to give my kids. Any advice?

What your asking for is fiduciary advice, and none of us is your fiduciary.

What Buffet used to tell people, is just put it in a S&P 500 fund. The big 401K type outfits like Vanguard offer target date funds - like maturity 2045 fund - and then they manage the mix. Not saying any of these are right for you, but that is what those groups traditionally said.

If its a lot of money you might want to go visit an advisor at wherever you keep your money, and then we might be able to answer specific questions on whatever they recommend?

 

[xspeedy]

Hi gentlemen, I haven't been in stocks for some years. I've lost some money in them (usually holding the bag too long) so I have not been too motivated to invest until recently. I have been reading through this blog and I have a little bit of money I should invest. I know AI/SEMI, Energy, and Financials are good right now. Risk tolerance is moderate and time frame is 20 years. I'd like to build something for the future and ideally be able to have something to give my kids. Any advice?

A lot of the advice you seek is based on many factors, like age, wealth, goals, appetite for risk, income needs from the investment, tax situation, and so on. The one important thing to take advantage of is no tax on a fairly generous first bracket for qualified dividends / long term gains. From the IRS:

Capital gains tax rates​

Net capital gains are taxed at different rates depending on overall taxable income, although some or all net capital gain may be taxed at 0%. For taxable years beginning in 2025, the tax rate on most net capital gain is no higher than 15% for most individuals.
A capital gains rate of 0% applies if your taxable income is less than or equal to:

• $48,350 for single and married filing separately;
• $96,700 for married filing jointly and qualifying surviving spouse; and
• $64,750 for head of household.

 

[Pablo]

If anyone has 20+ years the consideration should not be what in the market, it should be am I IN THE MARKET

And saving over 20% - 30% of every incoming penny

Pretty simple advice really

 

[Zee09]

Hi gentlemen, I haven't been in stocks for some years. I've lost some money in them (usually holding the bag too long) so I have not been too motivated to invest until recently. I have been reading through this blog and I have a little bit of money I should invest. I know AI/SEMI, Energy, and Financials are good right now. Risk tolerance is moderate and time frame is 20 years. I'd like to build something for the future and ideally be able to have something to give my kids. Any advice?

Since this is an investors forum-blog and not a stock market forum i personally have made most of my money on real estate .

Vacant land and lots have made me good money... You can look at my Florida thread and this below...which is a crap shoot but even adds to your investment if you are lucky and do your homework
Best of luck to you and I admire you for looking forward for your family


Thread 'Solar Land Lease Details' https://bobistheoilguy.com/forums/threads/solar-land-lease-details.406539/

 

[Pablo]

Fortunately I am good at procrasinating. 2/3 a point on a bond is a lot.

View attachment 335239

You constructing a barbell?

Planning on yield cuts?

Good price. I bought 300 at 85.84 because @Zee09 isn’t my friend anymore

 

[SC Maintenance]

You constructing a barbell?

Of sorts. In at 85.80 for 1/3 of my desired amount. Buying in thirds

Planning on yield cuts?

Oil shocks tend to be deflationary. I don't expect a huge crash but if it goes back to 4.5% (and we were there in November) that implies a 6% gain. And I get paid 5% to wait.

If inflation goes the other way I am well positioned for that.

 

[Pablo]

Of sorts. In at 85.80 for 1/3 of my desired amount. Buying in thirds

Oil shocks tend to be deflationary. I don't expect a huge crash but if it goes back to 4.5% (and we were there in November) that implies a 6% gain. And I get paid 5% to wait.

If inflation goes the other way I am well positioned for that.

This is in one of my IRAs so I just reinvest the interest in more shares

 

[Zee09]

You constructing a barbell?

Planning on yield cuts?

Good price. I bought 300 at 85.84 because @Zee09 isn’t my friend anymore

You gave away the things you loved
And one of them was me...

 

[Pablo]

You gave away the things you loved
And one of them was me...

Like a week old fish.

 

[Pablo]

Hot Dog!

 

[Zee09]

PLTR gives easily $2k dollars daily on 500 shares but I lost trust in it and May 4 and 5 th is a bit risky and all the agenda ridden stock rags are spewing their propaganda ..
Finding the bottom can be tough on a stock like PLTR

 

[Pablo]

I accumulated cash today

Trading on the Metro DC

 

[Pablo]

I hate the trading hours here though

9:30 AM I’m ready for a nap