Time line.Age. Total assets. Etc All come into play
Decades, early 40s, >$1M. Not concerned about risk. A little concerned about timing tbh.
I have t looked into those accounts in a while. Didn’t realize there was cash there. Usually set everything up to drip and something changed.
I think SPYD is a good choice .... pays a 5% quarterly dividend with a low .07 expense ratio
Spud has a nice dividend but CIK is higher. Value loss due to rising rates probably well priced in now.
Well he is long term, but yeah my recommendation is basically 75% cash
I do have a decent cash position elsewhere.
Buy into a couple funds of your choice very slowly
Well I’m sitting on that for later. This question was for smaller cash positions I didn’t realize existed until recently because they’re in old IRAs that I dont check much.
Not a ton. I think the question stands regardless of balance.
Just as an aside here are my top 5 current largest gainers, across all my accounts - maybe you will find them interesting (options not listed)
Sure. But that’s notionally your bond portfolio, not high yielding securities, unless I’m missing something (eg, the details of the tickers and their holdings)
True enough, in a linear viewpoint - but most I have not owned that long and up 50-75%, That's not a gain all from DRIPing. It's a combination of price growth and DRIP. All in an increasing rate environment.
Tech.
Already have a position.
Not particularly specific. That could mean one or two companies, all the way to a 3x leveraged fund.
See my post 2101 above. It can definitely go either direction but the marginal cost of production of huge places like the Bakken and Russia are at least $55 - so as price declines volume shrinks up.
