Will never happen. There will always be up and down years. And even if you bought and sold well, taxes would hurt.
Regardless, best of luck in your investing endeavours!
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- Thread starter Warstud
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Regardless, best of luck in your investing endeavours!
Exactly
That’s my point
Unless someone can provide extraordinary returns-which they can’t- I will DIY.
All gains are nominal.
One part of me says I should sell half of everything and go into T-bills for a bit. Just seems like its time for a pullback - credit market problems, liquidity dropping, more trade tensions.
The other half of me tells me were easing into an everything bubble and the bubble is just getting started.
So I sit on my hands, frozen.
One part of me says I should sell half of everything and go into T-bills for a bit. Just seems like its time for a pullback - credit market problems, liquidity dropping, more trade tensions.
The other half of me tells me were easing into an everything bubble and the bubble is just getting started.
So I sit on my hands, frozen.
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I was that way a few months ago but still trade daily just small amounts
All about time.
If you can wait it out stay in. It’s just as likely the market marches up
It’s all I knew forever now I don’t have forever
Just because I have time to wait out long term doesn't mean I should?
The fact that I have time means that I don't really need to FOMO.
You should always FMO. So don’t MO
Owen Lucas
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If I had extra cash, the dip on Monday should a great buy.
There are a couple of schools of thought, basically take some gains off the table, let it ride or cash out.
My plan has always been simple: 1st, make sure I have a place to live, for the lowest recurring costs possible. With at least 1 backup. 2nd, have conservative low risk assets with the goal of long term survival. 3rd, high risk for the chance at wealth.
The only thing I don't like is get rich schemes. Put it all on red. I have never bought a lotto.
By the way, I did take some money off the table, to do some important things. Helping others not as fortunate...
Contingency planning for the win. The rest is gravy. You might call it balance. Good luck.
I think you have done very well. Congrats; you have achieved luxury problems.
Impossible is a pretty lofty condition... All good!
In my case, I greatly appreciate the advice and guidance Schwab has supplied. I do not take all their advice; I let them manage part of the portfolio. Have I learned a lot? Perhaps not, but their range of investment products is far greater than I could know of. Schwab has also had me talk, free of charge, to some very expensive lawyers and other professionals. Piece of mind...
If you have enough money it probably makes sense. Maybe you get someone that knows something.
I would get the same canned portfolio they put the rest of the Muppets in, so I also DIY.
That’s why I like target funds for the most part. Some nice 2035. 2040. And a little in 2045.
That's not been my experience. Have you talked to a rep?
Regardless, good luck!
Why do you think there will be a dip on monday?
That's where your age, debt load, portfolio amount, life expectancy, risk tolerance, etc. all come into the equation.
Use the bucket approach. Lets use the example of a $1 Million portfolio. First bucket 25% in cash or equivalents, 25% "income" 50% growth, whatever suits your situation.
Owen Lucas
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10% tariff on Canada announced.
I opened a managed account at Edward Jones in June (my brother has had a managed account there for years with good sucess), and I'm using the same account manager that he uses. It's an actively managed account, and since June he's sold some low performers and bought others that he thinks will perform better, so I know he's actually managing the account. Pretty happy so far, but the way the stock market has been everyone should be happy with their investments.
Same thoughts especially my 401 which I don’t really control in index funds.
I actually feel safer in my Roth (mostly) just 2 of 3 solid holdings until maybe they’re not. Walmart, META and not so much AMZN
I’m Retired, I don’t draw on them but would be foolish to think I would not be worried about the future. I’m still under 70 but after this years health battle which is a success as far as anyone knows still have no idea how much or little time I have left on this earth.
I’m a bit more concerned for a commercial real estate holding I have had for 40 years. If we have a big melt down, as I am now mentally prepared to sell in 2026. It is a huge chunk of my retirement and pays me my monthly needs.
It will be tough as in part of the building is an established business that may not survive a sale but this market is at a peak in NY and I can’t put it off any longer.
Bessent has said that China has agreed to pause there rare freeze for a year, and fintwit is buzzing with rumors of a China trade deal. If the rumors persist, true or not, monday will be a huge up day.
Hence the market were in - up or down based on tweets. Selling half sounds even better.
The market generally goes up in the long term. I am staying in and when I am 10 toes up my kids and wife can have my investments. They are all smart enough not to sell in a down market. I have enough in CD's to last a few years in a down market.
