*Investors Blog*

I keep seeing article's about how Commercial Real Estate is going to tank and take some banks with it.
Office space is becoming unused with out the necessity of working from an office.
 
What do you know :
Starbucks Employees walk out on Red Cup Day and the stock is up on the news SBUX +1.10 %
 
I'm -FAR- from an investment connoisseur, as I simply have a 401K at where I work. Although I think my account has done decent over the years. It's up over 42% so far YTD. I'm not out to get rich, I simply want to retire in under 10 years with enough money to live on.

Here are my rate of returns over different time frames.

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I got on board with this one about 2015.

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There’s a few 401K millionaires at my employer.

Key is to always invest through good and bad times while reinvesting the dividends.

The last 10 years really supercharged many 401K account balances.

I have done well in the balanced funds with Fidelity the past ten years....it did tank a few years ago, but almost back where I was...and this year starts the catchup (when did i get old?).
 
Hard to believe we keep going higher with all the bad news .
Banking on lower rates. Or at least no hikes. The whole thing goes in the rubbish next preCPI report set.

I bought BMW, MB and VW yesterday AM during the downtick.

I have been buying some HY private debt funds.

I have not been renewing my maturing CD's and treasuries (Probably a mistake) But SGOV, VVR, money markets, and the like are just fine.

I day traded NLY, made some cash

I somehow timed GOLD just right

My REITs are kicking butt, recent buys contrary to skeptics here.

And my two BDC's killing it still. BXSL and FSK
 
Still mostly on the sideline with my self directed cash. 401K's still sit in S&P ETF's for lack of better choices.

I am letting my T-bills roll off also. Fidelity sweep money market now pays 5%, so it seems good enough for now.

Some economists with actual credentials that occasionally do podcasts, Lacy Hunt, Danielle DiMartino, etc seem to think higher for longer is staying, until something breaks. Of course the question is what is going to break?

Banks are still sitting on tons of unrealized treasury losses sitting in the BTFP funding program that supposedly expires in May - likely will be extended anyway. Deficit spending is 7% of GDP. What could go wrong.

Oh yeah, I don't know if someone commented already but Buffet dumped a ton of S&P holdings last quarter - including all his GM stock. He is sitting on a Ton of cash.

"In Q3, Berkshire Hathaway completely ditched General Motors (GM) and UPS (UPS). Among Dow Jones stock holdings, the company exited Procter & Gamble (PG) and Johnson & Johnson (JNJ)."
https://www.investors.com/news/warr...ed,straight quarters, by Stone's calculation.
 
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