No, I did not withdraw the money. Its parked in a money market fund.

No, I did not withdraw the money. Its parked in a money market fund.
The answer is up. And you can do very well over the long run. That's my experience.
People sell their loser stocks to take capital losses that they can use to offset capital gains on winner stocks. Problem is, in 2024, there were not that many losers. We had a post election rally, but the expected "Santa Claus" rally has turned into a lump of coal.
I get all my financial home-spun wisdom from BITOG.
If any of it was on a taxable account, you already lost a huge percentage just to pay the taxes.I want to cut my risk and preserve my existing capital. I don't want to actually lose money if the market goes up.
If any of it was on a taxable account, you already lost a huge percentage just to pay the taxes.
I gambled in April; sold some Apple, bought NVDA. I'm up 35% or so. My experience has been that splits are overrated. Every dope seems to think that this is the stimulus. Apple in 21 and NVDA this year, have proven that to be wrong.Same. Sitting on the sideline can make you miss a lot of upside.
I would never have guessed my account would see 16% growth in 2024.
I gambled in April; sold some Apple, bought NVDA. I'm up 35% or so. My experience has been that splits are overrated. Every dope seems to think that this is the stimulus. Apple in 21 and NVDA this year, have proven that to be wrong.
I beg to differ. Sometimes you can anticipate changes based on historical trends. I can change the allocation of my TSP account (I work for the Fed) and had great success last year doing so. This was possibly an anomaly but nonetheless an excellent ROI…..luck or good strategy…your callAnyone who thinks they can time the market is a fool.
At a certain age or portfolio value, one should consider going conservative.How long? Analysts say that the market always goes up over an 80 year period. Yeah, I haven't got that long.
Everyone looks good the past 4 or 5 years, right?I beg to differ. Sometimes you can anticipate changes based on historical trends. I can change the allocation of my TSP account (I work for the Fed) and had great success last year doing so. This was possibly an anomaly but nonetheless an excellent ROI…..luck or good strategy…your call
Disagree.OP said he's retired, no one retired should be in the stock market. Money should be in safe, conservative investments.
I would think, depending on personal risk level. I just felt that almost 46% ROI was incredible and not likely the norm; but I may be wrong. I’m no financial advisorEveryone looks good the past 4 or 5 years, right?
That's the beauty of compounding. 8% CAGR will get you a cumulative total of 46.9% and historically the stock market returns 7-8% per year.I would think, depending on personal risk level. I just felt that almost 46% ROI was incredible and not likely the norm; but I may be wrong. I’m no financial advisor![]()
Lately, this has been helping me in many facets of life, high accuracy, very sophisticated algorithmYou have to have a crystal ball
OP said he's retired, no one retired should be in the stock market. Money should be in safe, conservative investments.