Thanks for all the nice comments, guys.
I plan to work in a clinical (hospital etc) setting when I graduate, so I won't have to worry about ridiculous hours of work they have to work in retail setting, even though retail pays best...however, wife (also pharmacist) and I both think it's not worth the [censored] hours and the stress...
we were afraid of student loans too, but even in the current economy, I think pharmacists are still in high demand, and I really would encourage anyone who's thinking of pharmacy school.
If anyone has any specific questions about pharmacy school, i and/or wifey would be happy to answer as best as we can.