I'm in the semi-okay with it category, depending on what the debt is. Things like car/truck, boat/camper/RV, I'm okay with that debt. Buying things, unless absolutely necessary, like a washer/dryer, new tool cabinet, etc. those are the "not okay" debt category.Might be a silly question, as none of us really "want" debt, but I think many of us have a different feeling about it.
Some people are personally comfortable with carrying balances on credit cards, financing a washing machine, having 2-3 car loans, mortgage, RV loan, etc. and they are doing ok. Maybe if you get a low enough interest rate, why not kind of thing?
Others will only pay cash for anything and balance their checkbook to a T.
I was lucky enough to graduate college without debt, and owe nothing except my current credit card statements. I charge everything on a credit card for the points, and pay them off every month. I've never paid credit card interest before. So I guess I'm not real comfortable with debt. I had most of the Tesla financed, it was by far my biggest ever purchase. But with the massive fuel savings, I didn't see it as being all that bad, the car just didn't work out. I guess I'm proud of being debt free, but I don't have my own house yet. Waiting for the market to hopefully crash before I make that leap. Not holding my breath for that either.
Would I prefer not having a vehicle/car/truck loan? Sure, but I also net $7k+ a month between my job and the VA, so it's not like its hurting me to have a $350/mo payment on my truck but I will use some of my VA backpay money I'm getting soon to pay it off at ~$5k due to a 3.35% APR on the loan. Wife and I are also looking at campers so that will necessitate buying a 3/4-1 ton truck to pull.