Grandma and saving money

[Highlander 1459]

https://www.experian.com/blogs/ask-...ion/score-basics/what-is-a-good-credit-score/

I coulda googled that myself...

 

[kballowe]

I know two sisters and I sometimes feel like "Dear Abby" because they both confide in me.

Both are retirement age. One is an RN, and married three times with one child. The other sister (married twice, and single for 30 years) worked a lot of minimum wage jobs and mostly two at a time.

The RN lives in a 300K home and owes more than it's worth and has a car payment to match. No 401K, no savings. She lives paycheck to paycheck, and always has.

The other sister bought her current husband's house out of bankruptcy and then proceeded to show him the error of his spending.. She has a new car, a nice house, and no debt. Plus, more than $1,000,000 in 401K/savings.

 

[John105]

My mother's parents ran a successful appliance store for many years and sold everything from the very first radios (including A & B battery because customers did not have electricity, so the boys would exchange freshly charged A battery weekly and B battery monthly), washing-machines ringer and later motorized, bi-cycles, TV''s and tubes to keep them running, refrigerators (early ammonia systems, and later refrigerant models), and raised 11 children that ate in shifts, that all worked in that store until they were old enough to marry or move away. Grandma kept the books and between all the paperwork and taking care of cooking and all other things for the children put in full days every day. Grandma believed in saving profit from good times, so as to have enough to get by in lean times. She had a term she used to describe people who spend everything to live in a flashy high on the hog way in good times. Her children learned well from her. Unfortunately now-days that term would be concerned racial. So I'll just leave it at this:

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Grandma did not think much of people who did not save for bad times.

One examen of how frugal she was is that every morning she put water in a bathtub for someone in the family to use, and the rest of the day that water was used to flush torets.

On one hand, my 10 yo started to wash his own dishes. He likes it nobody asked. Impressive.

On the other hand he wastes a ton of water and soap, for a single plate. He doesn’t know we have to teach him….

 

[AZjeff]

Have any of you guys considered upping your thermostat to 76 or 77 during the AC run season?

77 is normal, 76 is if we're feeling spendy. Running almost non-stop at 77 right now.

 

[John105]

77 is normal, 76 is if we're feeling spendy. Running almost non-stop at 77 right now.

For the heck of it looked at the event log. It’s hot for us in Phila. 92F with 77F dew point. Real feel 104F.

System seems to run 19 minutes on, 7 off, then back on. That’s more than normal. 75F thermostat.

Edit looking at daily logs, even with high temps, 11-12 hour daily max run time. So cycle times must drop significantly at night.

 

[meep]

Have any of you guys considered upping your thermostat to 76 or 77 during the AC run season?

75 when we aren’t home. 72-3 when we are. Lower at night for my wife. I’m always cold in here. Otoh, she likes to not run the heat much in the winter, so at least it balances out. It rarely comes up over 68 in the winter.

My solution has been to seal and insulate where we live…..

 

[Fitter30]

73 years old two beater cash, finance two used cars, 2 new car cash . 88 chevy astro van lasted 18 years donated it. Brought 2003 astro van still driving it just put a used trans in it. Wife 13 chevy equinox cash 120 k. 2 daughters need high end cars and their husbands. Interesting 88 astro paid $15800. 2003 astro in 04 $19600