I just got home from an Acura dealership.
As a couple of Techs were changing the oil on my wife's car, I was chatting with a lead tech and the Service director.
They say Acura/Honda targets 85% charged as the goal.
IIRC, That Ford engineer said Ford targets 80%.
From what I have read, AGM batteries accept higher rate of charge below the 80% charged....then you have to charge at a lower/slower rate from 80% up.
The Acura Tech was very knowledgeable on their system.... as he should be.
He said they manipulate a/c clutch, a/c fan speed ect. based on state of charge and air entering the radiator.
It can get very deep quickly.