It kind of depends. This time the primary had a few hundred hours less and I was going to let it ride. But I still pull the filters off about every 6 months, dump them. If I see any rust or rusty water comes out it gets changed. I wasn't going to change this one, but when I pulled it off I could see some rust and when I dumped the fuel out of it I saw a little bit of rusty water dump out too. So it was done, still fairly clean for around 400hrs.