Fender Bender questions

[Astro14]

Four minor incidents other drivers at fault over last 10 years and policy still is $800 per year full coverage two vehicles.

Try again.

You are one data point in a low risk area and not at all representative of insurance costs, or what JHZR2 was saying; that subrogation and administrative costs are high in proportion to the claim, and that causes higher premiums.