rule of thumb: (assuming an insurance company that follows the contract by the letter---when it's both good and bad for you)....
if you can afford any loss out of pocket with little/no impact on your lifestyle, then you probably shouldn't buy the insurance.
(this rule doesn't give you a green light to buy insurance----just when not to buy)
if it was me, and I was worried about my G repair bills, then I probably shouldn't be buying a G----unless I sell it before 80,000 to 95,000 miles.
if you can afford any loss out of pocket with little/no impact on your lifestyle, then you probably shouldn't buy the insurance.
(this rule doesn't give you a green light to buy insurance----just when not to buy)
if it was me, and I was worried about my G repair bills, then I probably shouldn't be buying a G----unless I sell it before 80,000 to 95,000 miles.