Extended warranties.

rule of thumb: (assuming an insurance company that follows the contract by the letter---when it's both good and bad for you)....

if you can afford any loss out of pocket with little/no impact on your lifestyle, then you probably shouldn't buy the insurance.

(this rule doesn't give you a green light to buy insurance----just when not to buy)

if it was me, and I was worried about my G repair bills, then I probably shouldn't be buying a G----unless I sell it before 80,000 to 95,000 miles.
 
Some aftermarket warranties, want you to pay up front to have the faultily engine or transmission removed and taken apart to inspect. Then they get to decide if they will pay for it, if they do pay then you get your $ back, if they decide to not pay you are stuck with the tear down bill. Nice isn't it? They pick and choose what they will and will not pay for.
 
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