Redline is the max RPM of the engine it can handle before internal parts like connecting rods start becoming dis-connecting rods. The reason you can have rice burners that have redlines in the 10k zip code and your Jeep cant handle much over 5 and a quarter is they are built differently. The high horsepower per liter, low torque engine in the first example has a shorter piston stroke, shorter connecting rods, which reduces the stress on them. Your Jeep engine is built for different duty, lower HP/L higher torque with longer piston stroke, longer rods, incresing stress.. Additionally you have different materials to make the connecting rods from the really cheap and weak pressed powdered rods, the typical cast rods, strong forged rods and racing duty billet rods.
And thats just one part, you can also have lower limits due to valve springs not able to keep up with the cam (valves hang open and get smacked by the piston), or even the automagic transmission torque converter, like in my car. The engine itself in my car can take a little over 6000 safely, but its rev limited to 5500, if I recall correctly, as above that the 12" TC starts growing.
I would not worry about hitting it on a automatic car, as it will shift before the bang point, and if something happens where it does not, there is another safety, the rev limiter, built into the computer to keep you from hitting it.