Fun fact: in July Virginia started requiring insurance companies to add underinsured coverage to policies for those who do carry insurance. My agent explained that this was mainly a medical coverage.
Also, everyone's auto-insurance premiums are shooting up, though only part of this is the new coverage. My 2011 Ranger has full coverage and the premiums every six months have gone up about 30% from a year ago. No, I have no tickets or claims and, yes, I have great credit. My agent said he and everyone else in his office had been hit too.