We did make an offer and got accepted on it. With the crazy real estate market, we came in $50,000 below our budget and about $75000 below what an equivalent stick built (on nearly an acre) would cost.
Here's some pictures of it. Digging the driveway. And it has a kitchen. In the swamp shack, the kitchen is a sink, 1 base cabinet and 2 wall cabinets.
It was kept in great shape. I crawled around underneath, moved some insulation around and didn't see any rot/mold. Not pressboard floors so that's good. Appears to be well insulated, has triple pane windows. 100a service to the home itself, 100a service to the garage. Kinda weird but I've seen it before.
4'' waste pipe. CPVC supply lines (will be fixed eventually). Copper wire, 14 gauge but that will be changed some day to 12/2.
Closing costs due to the lower appraisal costs are significantly lower. $6000 under the last house we went under contract for.
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Speaking to a few different lenders on it, in NY they don't seem to have a problem lending to a post 1986 mobile home as long as it's on a concrete pad, block skirting and tied down. This one meets those criteria. I was mistaken, it's a 2003 instead of a 2002.
Here's a google street view. You can see how it sits lower compared to the house on the right. It also has some sag on the 2nd floor but I've since fixed that. Note: Not my chevy truck , not me in the driveway.
I don't personally need a nice house. A cheap, modest house is perfect. My plan was to buy it and pay it off shortly (I could pay it off right now, 5 years into ownership) and either live debt free or fix it up and sell/rent it to move on to something out in the country.
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The toys are a Jeep or two. Between the Jeep, trailer, my truck, fiance's car, my daily driver ... our driveway is full. Nothing is particularly expensive, I do everything on a budget.