Since my parents got their Model 3, they haven't used a Tesla Supercharger other than the first few days before the Mobile Connector was shipped to them.
For them it's not a tradeoff. They consider charging it at home overnight to be preferable to going to a gas station. I would think that's a very common use, as an "around town" vehicle.
However, they're thinking of taking some guests for some trips that can't be done on a single charge, and I'm trying to help them plan for it. At that point they're likely going to need that unless they're somewhere for hours and can find a Level 2 charger - possibly a free one like we've seen a few times. That's the point where the worry about premature capacity loss is balanced with a practical need to get home. That's probably where they're going to need to live with the tradeoffs.
Obviously there are those who have used Tesla Superchargers regularly, albeit not daily, and found capacity loss on par with what's expected. The owner who uses Supercharging for every charge is probably going to be an outlier.
That being said, who know if the original story is just an outlier. The bulk of my experience with Tesla Supercharging is with loaner cars. I think the first was a Model S P100D that was probably a lease return although I don't recall that much other than it had about 70K miles and a lot of dents. The other was a 2018 Model 3 Long Range, and my Spidey sense is that it's lived its entire life as a loaner (it had a California fleet registration). That still stated 301 miles range (new is 310) after about 50K miles and as a Tesla loaner I would think the vast majority of charging was with Tesla Superchargers.