Right now I'm pretty much hitting the peak of returns.
Shop Your Way : $100 for spending $1000 a month. Then an extra $100 if you spend $2000 a month: Also an additional 5% off gas, 3% groceries and restaurants. My dealership buys a lot of gas during the month which helps make this a bit more enticing than it would usually be for me.
Alliant Credit Card : 2.5% credit on everything (used strictly for my business which averages about $50k in expenses each year).
Venmo Credit Card : Utility bills are 3% off plus $200 back when I spend $1000.
Citicard Cash Back : 2% for whatever does not fit in these categories. I do pay my monthly health care premiums and bills with this credit card. I would love to find another one that yields more money for that category but have yet to find it.
Costco Credit Card: If I know I'm going to be light on on my gas and family expenses that month, I'll stop at $1000 for the SYW credit card and use this for my gas which gives 4% off on top of Costco's cheap gas prices.
Kroger Credit Card: If my SYW is light on spending for groceries, I'll use this card for our Kroger purchases via Kroger Pay. Gives us 5% off.
Here's the punchline. I never go shopping for fun. If it weren't for my spending I would probably just use the Alliant credit card and that would be it.
Shop Your Way : $100 for spending $1000 a month. Then an extra $100 if you spend $2000 a month: Also an additional 5% off gas, 3% groceries and restaurants. My dealership buys a lot of gas during the month which helps make this a bit more enticing than it would usually be for me.
Alliant Credit Card : 2.5% credit on everything (used strictly for my business which averages about $50k in expenses each year).
Venmo Credit Card : Utility bills are 3% off plus $200 back when I spend $1000.
Citicard Cash Back : 2% for whatever does not fit in these categories. I do pay my monthly health care premiums and bills with this credit card. I would love to find another one that yields more money for that category but have yet to find it.
Costco Credit Card: If I know I'm going to be light on on my gas and family expenses that month, I'll stop at $1000 for the SYW credit card and use this for my gas which gives 4% off on top of Costco's cheap gas prices.
Kroger Credit Card: If my SYW is light on spending for groceries, I'll use this card for our Kroger purchases via Kroger Pay. Gives us 5% off.
Here's the punchline. I never go shopping for fun. If it weren't for my spending I would probably just use the Alliant credit card and that would be it.