I posted previously about the ordeal I had when my 300 was hit. Cheap is no good if you can’t get help. I had Geico for 7 years and it was great since there were no claims.They're ok if you don't have any claims. They wouldn't let me go to the dealer when I needed new windshield glass. But that's really the only claim I've had in the last several years where I wasn't happy with them. Otherwise they're a few hundred dollars cheaper every year. My state might be different though. For whatever reason for years, Geico operated in 49 states, except Massachusetts. Then they finally started doing business here a few years ago so maybe that's why their rates seem much cheaper to me than other places.