Car totalled, fix or replace?

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A couple weeks ago I was at a friends house and parked my car in a long shared driveway/parking lot. Later that night, heard a high rev then a loud crashing noise, and found out much to my dismay that someone decided to take a shortcut through the front corner of my car and run afterward. Police wouldn't make a report since it was off the street and private property, suspect vehicle was likely one of the neighbors full-size Chevy truck lowered on airbags that's been missing since.

Front bumper cover dented, large dent on front of fender, core support and headlight bucket bent only on one side and a baseball size dent in the hood ledge behind the headlight bucket. The whole car was moved over at least a foot and the tire went flat,yet somehow the hood wasn't scratched or dented, just a little off where it meets the cowl. No leaks that I know of though, and car still starts and runs well. It drives up and down a flatbed tow pretty well too!

Body shop estimate had insurance total it before they could even do a thorough tear down, seeing as KBB for a 1990 300zx in between fair and good condition isn't even $4k. Insurance let me keep the car and settled at a fair price that was considerably more than KBB (one good thing about paying collision on a 21 year old car). I have a couple grand I keep my the "emergency" fund which combined with the settlement is just about equal to the estimate. The rebuilt salvage title issue isn't that much of an issue to me yet.

Engine is original with only 112k and has had new head gaskets, valve job, valve stem seals, radiator, alternator, battery, timing belt, water pump, cam seals all in the last 5k miles. Interior of car is excellent, especially considering age. I know this particular cars history, what's fixed and what needs to be fixed very well.

However I have doubts about getting it fixed since the body shop did a really weak tear down even though they charged extra, and they only gave me a verbal estimate instead of an itemized list. I can see the actual costs going way up. The engine will likely have to be pulled to cut out and weld in a new piece behind the headlight, and I can see them forgetting something and then telling me it's not their problem.

Finding a replacement is going to be really, really tough, as any will almost always have higher mileage and questionable mechanical integrity, let alone most have been cosmetically modded in and out and raced/riced/abused. I also am having trouble finding candidates with an auto trans which is a must since my left knee doesn't work so well after an ACL replacement. So, I'm in a real bind about what to do. At the least I have a nearly complete parts car.

Fix it, or time to move on? Swap engine and trans into another?
 
I'm very sorry to hear about what has happened to your rare and extraordinary vehicle.

Find a shop that you can trust and talk directly to the owner with all your negotiating.

Fix it up and continue driving it. Finding a replacement will be difficult for this kind of vehicle and the replacements out there that are reasonable are a lot of money with still questionable history.
 
Check out Craigslist for the SF Bay Area. There are several 300ZXes in the $3k-$4k range. With luck you can find a clean one with a tired engine and get a really low price on it.

As many of them as there are on the market in that area, I wouldn't spend a lot of money at a body shop to fix a damaged one.
 
Bummer.
Sounds like you need a different body shop to even make a decision. You could buy a clean body and put yout engine and tranny in it, too.
 
Originally Posted By: Spartuss
I'm very sorry to hear about what has happened to your rare and extraordinary vehicle.

Find a shop that you can trust and talk directly to the owner with all your negotiating.

Fix it up and continue driving it. Finding a replacement will be difficult for this kind of vehicle and the replacements out there that are reasonable are a lot of money with still questionable history.


+1 to this. Good luck finding another one easily! They are a collector's item now!
 
1) You have really lousy cops. If something was damaged on private property and the guy took off it's still their jurisdiction, it's within city limits. Doesn't matter if it's a car or something else.

2) If you have something to drive in the interim, it will make parts scrounging much less stressful. A rental would cost money over weeks, get a $1000 beater you can turn around and resell for $1000 when it's all over.

3) The headlight bucket, there must be a way to rig that. As long as the light points right and doesn't bounce annoyingly... I'd worry about if you got a wheel/tire impact that could have hurt something in your alignment. IDK if you have a subframe/unibody setup but it'd be worth finding out if something there got tweaked. Struts, tie rods, steering knuckles may also bend but new/good used ones are cheap.
 
Whether the car is totalled or not is really not the issue. From my perspective, you need to find a body shop that you trust, explain that this is a self-pay situation. That means that you may be flexible on used parts or in the time that it takes to get the car fixed. You need to get an estimate for the repair. (maybe a few estimates). From there it becomes an economic question. The cost of the repair really should not be more than the economic value of the car (you mentioned $4,000) plus whatever emotional/feel good value you place on keeping this particular car on the road.

That the car was totalled is practically a given. No insurance company wants to get involved in the repair of a 20-year-old car. This says to me that the car may not be that badly-damaged, or alternatively that the car really is totalled-out.

Those z-cars are beautiful and desirable cars, but I would point out that the new generation (2002-on I think) are weak in resale dogs and you might be able to stretch to an early automatic.... I realize that you are an enthusiast and if that idea is insulting, I don't mean it personally.

Good luck and let us know how this pans out.

Best regards,
Tom
 
Originally Posted By: TomYoung
Whether the car is totalled or not is really not the issue. From my perspective, you need to find a body shop that you trust, explain that this is a self-pay situation. That means that you may be flexible on used parts or in the time that it takes to get the car fixed. You need to get an estimate for the repair. (maybe a few estimates). From there it becomes an economic question. The cost of the repair really should not be more than the economic value of the car (you mentioned $4,000) plus whatever emotional/feel good value you place on keeping this particular car on the road.

That the car was totalled is practically a given. No insurance company wants to get involved in the repair of a 20-year-old car. This says to me that the car may not be that badly-damaged, or alternatively that the car really is totalled-out.

Those z-cars are beautiful and desirable cars, but I would point out that the new generation (2002-on I think) are weak in resale dogs and you might be able to stretch to an early automatic.... I realize that you are an enthusiast and if that idea is insulting, I don't mean it personally.

Good luck and let us know how this pans out.

Best regards,
Tom


The 350Z is lousy when compared to the original '90-'96 300ZX in almost every way. This is why the 350Z has very poor resale value.
 
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