A neighbor's Audi Q3 caught fire back in November. It was less than a year old with less than 5k miles on it. A short in the fuse panel sparked a fire while he was driving. He was only a mile or so from the fire station but the bridge between him and that station was destroyed by Helene the month prior so the fire truck had to go way around out to get to him. It was fully engulfed by the time they got there.
The worst part is Allstate gave him the run around for months afterward. They first tried to accuse him of intentionally setting it on fire (in not so direct words), wanting to conduct their own investigation into the cause. After several weeks of that, they "determined" that the fire, which sparked from the fuse panel, by the firewall under the hood, was a result of aesthetic damage suffered in the hurricane, which he failed to report and thus not covered. The vehicle wasn't damaged in Helene as it was secured in his garage which also suffered no damage. The car was charred to a crisp so I don't know how they even determined something like that anyway. It took several months of jumping through hoops to get them to cover it. Even then, they tried to lowball him. Then they promptly dropped his coverage.