I have a new credit card from my credit union and would like to cancel the account of my old card that has went through 3 different bank owners. The old bank card was an interm card issued because I have no other accounts with them except for the card. They always wanted to upsell me new checking/savings accounts and the overly complicated point system of a new card from the bank lost my interest. By comparison, my credit union who I've dealt with for over 20 years has been a pleasure to deal with. Local, small, fast and friendly for me is great. The new card is already active, but I hear it may hurt your credit score if closed improperly. My credit is very good so I hope it won't be a problem. BTW, the old card was the first and only card (up until 2 days ago) that I have ever had.