As for spreading it... I leave that up to him while I spread the peanut-butter on my very yummie toast.
I'm being general... I'm watching what he does.
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- Thread starter StevieC
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As for spreading it... I leave that up to him while I spread the peanut-butter on my very yummie toast.
I'm being general... I'm watching what he does.
Now that would just be stupid on my part wouldn't it...
No just a snob!
Wish I would have had a good financial advisor. Mr. Madoff took all my investments to prison with him.
Originally Posted By: Johnny
Wish I would have had a good financial advisor. Mr. Madoff took all my investments to prison with him.
Johnny, seriously?
You didn't invest with him directly, correct? It was through an advisor or some type of investment vehicle?
Wish I would have had a good financial advisor. Mr. Madoff took all my investments to prison with him.
Johnny, seriously?
You didn't invest with him directly, correct? It was through an advisor or some type of investment vehicle?
Originally Posted By: addyguy
My first g/f's dad worked for Investors Group. He loved it there, and made a lot of money as an area manager.
Really great company that treats their employees well and teaches the proper way to make their investment advisors successful.
I just wish I wasn't where I am now in my life I would have pursued a career with them but I have too much invested (no pun intended) with my line of work to leave and the perks are awesome!
Who knows maybe one day I will be unemployed...
My first g/f's dad worked for Investors Group. He loved it there, and made a lot of money as an area manager.
Really great company that treats their employees well and teaches the proper way to make their investment advisors successful.
I just wish I wasn't where I am now in my life I would have pursued a career with them but I have too much invested (no pun intended) with my line of work to leave and the perks are awesome!
Who knows maybe one day I will be unemployed...
Originally Posted By: StevieC
Originally Posted By: CivicFan
Paying $22 to avoid a $200 down payment doesn't strike me as a very prudent choice unless the interest rates in Canada are 11% or more.
It's about cash flow and the fact that they sit on my money for a year. $22 is cheaper IMO. Plus I'm getting 12% on my investments again.
After taxes your $200 investment only nets about $17. Thus it would have been better for you to deposit the $200 with the utility than to invest it yourself.
Originally Posted By: CivicFan
Paying $22 to avoid a $200 down payment doesn't strike me as a very prudent choice unless the interest rates in Canada are 11% or more.
It's about cash flow and the fact that they sit on my money for a year. $22 is cheaper IMO. Plus I'm getting 12% on my investments again.
After taxes your $200 investment only nets about $17. Thus it would have been better for you to deposit the $200 with the utility than to invest it yourself.
It's about Cash-Flow and it's also about not having to make sure they give it back to me in a year...
Deleted by doitomyself!
Originally Posted By: Vikas
You are getting 12% return on your investments? Can I send my millions to you?
Sure!
You are getting 12% return on your investments? Can I send my millions to you?
Sure!
Just did our free annual credit reports for my wife and I...surprised as heck to see an account for a Goodyear automotive repair credit account that we closed last year. It was listed as "Negative", though it showed a zero balance and never late. Needless to say we disputed it on all reporting agencies and accounts.
I recommend checking your credit for free at least once a year. Many credit card companies have programs to check your FICO Score for free, otherwise you can purchase the service for a few bucks when you run your credit report.
I recommend checking your credit for free at least once a year. Many credit card companies have programs to check your FICO Score for free, otherwise you can purchase the service for a few bucks when you run your credit report.
I have Equifax credit monitoring... They e-mail me and tell me when I have activity on my file within 48 hours. (Not the details, I have to login to their website to see it).
With that I also can see my FICO Score and all the accounts and information anytime I want.
It's $100/year but it's good to have IMO.
With that I also can see my FICO Score and all the accounts and information anytime I want.
It's $100/year but it's good to have IMO.
It also showed that I somehow owe an electricity retail provider $82 on an account that I closed when we moved in October. I did not have to pay any deposits when we moved, and actually the old company (TXU Energy) owed me a small deposit from several years ago but never paid on it. Grrr. To the OP-- hope you get it all squared away.
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