OP -
This isn't just as simple as "
I changed oil and you have to prove I did something wrong."
There are a slew of whatifs and yabuts implied in your question.
There are plenty of reasons the company(ies)
can deny/delay a warranty claim if you change your own oil.
There are plenty of reasons the company(ies)
cannot deny/delay a warranty claim if you change your own oil.
Your underlying question is that of the burden of proof in regard to a warranty claim. This burden can shift between warrantor and consumer, depending upon many things including but not limited to:
- conditions of warranty (limited or unlimited; written or implied)
- specifications of product suitability
- specifications of product applicability
- implications between OEM and lubricant makers
- implications of 3rd party products (filters; additives; etc)
Read and learn about the Magnuson/Moss Warranty Act, and the surrounding administrative laws as governed by the FTC.
Pay special attention to the concept of "tie in sales"; read not just the law, but also the administrative rulings which clarify ambiguities in the law and/or refine the applicability of the law.
https://www.ftc.gov/business-guidance/resources/businesspersons-guide-federal-warranty-law
https://www.meenanlawfirm.com/2015/05/ftc-revises-interpretation-of-magnuson-moss-warranty-act-2/
https://www.ecfr.gov/current/title-16/chapter-I/subchapter-G/part-700
When you follow the warranty provisions to the letter, and you have proof you did so, then the OEM will generally honor warranty.
If you didn't follow the warranty provisions, the OEM can ask for proof that your actions taken and products selected would not cause the failure in question. If you cannot provide that proof, they can delay/deny a claim.
The OEM very likely has a specification for oil for the application. Use oil licensed to standard "123ABC".
The OEM very likely has a specification for the duration of oil use. Change oil when "X" happens (so many miles; IOLM; severe conditions; etc).
The OEM can ask for proof that you followed the conditions above. You may have to provide purchase receipts and maintenance records.
If you followed all the conditions and have proof, then the burden shifts to the OEM to prove why they would not have to cover the failure.
But if you didn't have that proof, or more specifically, used products that didn't meet the suitability and application, then they can turn it around on you and ask you to prove that your choices didn't cause the failure. Same goes for maintenance tasks performed or delayed.
What you need to understand is that the burden of proof is very fluid and shifts with many nuances inherently underlying in your question.