Originally Posted By: DBMaster
Originally Posted By: Garak
Originally Posted By: UberArchetype
I just completed a 5,000 mile round-trip across the country, fueling up at least 10 times in 5 different states along the way and saw not a single station with chip readers on the pumps between Denver and Plymouth, NH.
It is interesting how different it is. The only pumps I can think of without any pay at the pump functionality are a couple Coop examples in small towns, but that's no chip, no stripe, no nothing. I can't think of any stripe only options.
Garak, the U.S. has been slow to adopt the chip. The deadline keeps being pushed out. Most retail locations now use it, but there are still some notable exceptions. I have yet to see a chip reader on any gas pump. I believe the main reason was the sheer scale of having to change all the readers and software in the U.S. I also recall that we haven't had the PIN requirement added yet because Americans may find it "too inconvenient." We really need BOTH chip and PIN, but for now it's just chip or chip and signature.
Lack of a PIN doesn't really matter when it comes to skimming. The nature of the transaction means that skimming would be a worthless exercise compared to just copying a credit card number off a magnetic strip. However, it wouldn't necessarily help with stolen credit cards, at least until they get reported. I suppose we still have mail order transactions where the number is used, but that's kind of iffy.
Skimming works in a way because it be a while before the credit card holder realizes that anything has happened.
Originally Posted By: Garak
Originally Posted By: UberArchetype
I just completed a 5,000 mile round-trip across the country, fueling up at least 10 times in 5 different states along the way and saw not a single station with chip readers on the pumps between Denver and Plymouth, NH.
It is interesting how different it is. The only pumps I can think of without any pay at the pump functionality are a couple Coop examples in small towns, but that's no chip, no stripe, no nothing. I can't think of any stripe only options.
Garak, the U.S. has been slow to adopt the chip. The deadline keeps being pushed out. Most retail locations now use it, but there are still some notable exceptions. I have yet to see a chip reader on any gas pump. I believe the main reason was the sheer scale of having to change all the readers and software in the U.S. I also recall that we haven't had the PIN requirement added yet because Americans may find it "too inconvenient." We really need BOTH chip and PIN, but for now it's just chip or chip and signature.
Lack of a PIN doesn't really matter when it comes to skimming. The nature of the transaction means that skimming would be a worthless exercise compared to just copying a credit card number off a magnetic strip. However, it wouldn't necessarily help with stolen credit cards, at least until they get reported. I suppose we still have mail order transactions where the number is used, but that's kind of iffy.
Skimming works in a way because it be a while before the credit card holder realizes that anything has happened.
