I am in the process of Mortgage shopping for my first home and have narrowed the lenders down to Ditech.com and Wells Fargo. The fees are in the same ballpark and Ditech has a 5.625% rate for a 30 year fixed with 0 points. This is a quarter point better then Wells Fargo. If anyone has used Ditech before for a Mortgage can you give your opinions and experience with them. This is my first time I am Mortgage shopping so I am trying to get all the info I can. Thanks for the help.