I just got a 4095 carbine. It's a .40 S&W. FUN GUN! If you're looking for a cheap but well-made trunk gun or home gun, I can recommend these. I have read the usual rants about these guns, but mine shot really good out of the box, and the fit was 100%. No burrs or plastic flashing. It did shoot high and right, but they also give you the tool to make adjustments with (or use a Swiss Army knife). It has digested PMC, Remington UMC, and Golden Saber without hiccup. I havebeen guilty of running a swab down the bore both when I got it home and after each range session. That old Army training won't let go (wink). Has anyone owned a pistol? I'd like your take on a .40 cal.specifically.