Alternative Personal Finance Software

[TWG1572]

So I recieved my "after April 1, your online services for Quicken 2010 will be discontinued" email. Followed by the pitch to buy 2013.

Online services are a big deal for me, so losing them will either cause me to upgrade or find a cheaper/better alternative. Yes, I am too lazy to enter my transactions manually. Plus there is the whole investment aspect, where online updates are extremely nice.

I don't really need all the Quicken functionality, so I've tryed to do a scan of other providers. Moneydance would have worked and seems well reviewed, but it has a very limited list of banks/financial companies it can download transactions from.

I don't need all the bells and whistles around budgeting, investment analysis, loan payoff scheduling, mobile access, etc. I just need a system where I can track approx 20 accounts and that can generate reports. I have about 15 years of data in this file, so would prefer to keep that in whatever new system I get.

Are there any other providers I should be looking at? This may be a situation where Quicken is the only game in town, and I'm just going to have to buck up and pay for 2013.

 

[itguy08]

I switched from Quicken to Moneydance. It supports what I need to do and can download from many of the same institutions that Quicken does. Been using it for a few years now and it works really well.

I'm on a Mac so the other good option is iBank. Not sure about Windows apps though.

 

[JHZR2]

I use moneydance. I never download anything though, I use it as a ledger like an old fashioned checkbook so I am aware of every penny that passes through. Downloading tends to make it too easy to miss details.

 

[TWG1572]

I downloaded the demo version of Moneydance last night and started playing around with it. I liked the interface once I got used to it, I can really appreciate that it at least appears more straightforward and simple to use than Quicken.

I would have given it a try and bought a license, but as I was exporting my Quicken file I noticed that the header said Quicken 2012. Evidently my warning email was for a version that I bought in the past, and I've upgraded since.

So, I figure I'll stick with my current copy of Quicken till it's online support expires and then take a good hard look at Moneydance again. It did not support downloads for my local credit union and Ally Bank, maybe in a year or two they will have expanded their online capabilities to at least Ally. I get why they might not go to the effort of working with a one off credit union, but I can always download from the website if I need to.

 

[crinkles]

I have used moneydance sice 2011 and find it to be excellent. Can't connect it to my aussie bank but can download QIF or other formats to import. Mostly just use it manually. Their support is also good. Works on mac or wndows and has mobile apps.

 

[Brandon Gatz]

Wave Accounting(https://www.waveapps.com/). I run my business on it. Fast, full featured, free, cloud based. Oh yeah, it's free.