Direct Injection produces more exhaust soot, so they had to add a GPF to treat the soot (capture it). With that in mind, using the wrong oil eventually may plug it up. I have no idea how long this could take. The way the average person drives now probably isn't helping, by that I mean painfully slow acceleration. I have been doing a little research on this since I was concerned my Mini F56 had one (BMW B48, MY 2020) since it's DI and the exhaust tips are very clean, compared to my 13 GTI, it was a soot mess. Minis in Europe started getting GPFs around 2020, it's a separate can. I don't see one on mine, but I'm wondering if it's integrated into the cat, which would be unlike the Euro cars. I usually manage 2-3 WOT pulls a week not just to keep the system cleaned out, but I would think it would make a difference. I really don't like being part of an experiment like the diesel guys, which hasn't worked out great.