I have personal experience with this, but not sure any definite conclusions can be drawn. Here goes:
In 2001, I purchased a used 1997 Ford Expedition with 65K miles on it. Unknown service history. My purchase of the Expedition was contingent upon it passing an inspection by an professional mechanic. I took it to a local garage, where the did a full inspection of the Expy.
The mechanic's report showed that all he could find wrong was that the transmission fluid looked/smelled a little burnt, and he would recommend changing it. Based on his report, I purchased the Expedition.
The following week, I took the Expy back to the same garage, where they did a ATF exchange (not a flush), using Mercon fluid, which they '97 Expedition called for (98's & up always spec'd Mercon V).
A couple months later, the transmission had a shift solenoid fail. I had the Ford dealer replace it, to the tune of around $400. After the shift solenoid was replaced, I experienced no further problems with the transmission. I sold the Expy with 125K miles on it.
Draw from this what you will.