Well, my significant other did a boo-boo, backed out of the garage with a steering wheel turned in the wrong direction. As a result - from bumper cover, bumper face skid, wheel arch plastic cover and mirror are damaged. All of these parts will require replacement. There's also a dent in the fender, but I think it's recoverable with PDR services. Now, I'm trying to figure out how to proceed with the repairs. Option 1: file a claim with the insurance, pay 1k deductible, get it all fixed, and then enjoy 50% increase premium (at least) come the renewal time. Option 2: source new parts, get the new bumper painted at the collision shop and fix the dent with the PDR - based on my estimates - 2k or so. Option 3: search local junkyards and replace bumper parts and the mirror (probably 1k+ or so), however most time consuming.
Which route would you recommend to proceed with? (ideally based on the real life example from your experience). Thank you
Which route would you recommend to proceed with? (ideally based on the real life example from your experience). Thank you