I can chime in here...ive got a heavily modded 4runner TRD with the 4.0, a Taco with the 3.5 and a heavily modded Taco with the 2.7. The 3.5 is a work vehicle.
My Taco is lifted and on 33s with a bunch of other mods and has 4.30s. Its not only my daily driver, its my off road toy and it gets...