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  1. Tharber

    Realtors in Florida

    You are correct, you will not get that 3% without an agent. Now I'm not saying that if you walk in to a builder and say 'I have no agent give me a deal' that they wont, but most builders pricing assumes that there is going to be an agent involved as they don't have the budgets to advertise a...
  2. Tharber

    Realtors in Florida

    This is the huge misconception about home sales. Houses are not valued then a commision added on top of it. Its a value based on the homes worth and agents are paid a commsions to get it sold, not different thany anything else. The NAR settlement that so many here are thrilled about is only...
  3. Tharber

    Realtors in Florida

    Commisions are already built into the price of the home. If you do not use an agent, you do not get that 3% or whatever the fee would be. Its added profit for the builder when there is not an agent involved.
  4. Tharber

    Realtors in Florida

    FL is all about letting the outside in, so the more glass and easy access to the outdoors is what drives that. Glass front doors are common to allow more light in. There are naturally 'bad' areas but for the most part, crime is not an issue so safety is not a concern. I have 3 large sliders...
  5. Tharber

    Realtors in Florida

    I'm not sure what you think would be reasonable for a $3.1M property. If it is in fact a dump, you buy it and homestead it and your taxes will reamin the same and or are limited to 3% increases per year. So if the house is renovated and suddenly becomes worth $5M, taxes are still going to be...
  6. Tharber

    Any Advice on Composite Decking?

    Check the spacing of the joists, 16" OC might be problematic. I'd go 12" or less just to be safe. Its not going to cost that much extra. The flooring will get hot and it will fade, nothing you can do about that. I replaced a deck on my old waterfront home that had composite that was bowing...
  7. Tharber

    Realtors in Florida

    I'm not knocking that agent but when I pull her name up in our licensing data base she is listed as involuntarily inactive. That means she didn't do something right and lost her active status. It doesn't nessecarily mean she is a bad person but I disagree with much of what she stated. I do...
  8. Tharber

    Realtors in Florida

    That doesnt sound right for PSL. Their millage rate is 5.2% which is one of the lowest in FL, 5.2% per $1,000 in home value. That would equate to about $2080 a year. You would also receive atleast a $25,000 homestead exemption on the house, if you live there full time, so taxable value would...
  9. Tharber

    USAA homeowners insurance in Florida

    These are contractor driven scams initiated by 'gypsy companies' that get th homeowner to sign over their rights, file a claim and if the insurance carrier balks, they sue them. Most companies are not going to fight that.. Here is the latest bill...
  10. Tharber

    Plumbing house repipe, copper or PEX?

    CPVC can withstand hotter temps than PEX and has zero chemical leaching associated with it. If I had to replace copper, I would use pex because it can be installed wit no fittings other than the fixture and it gives me the illusion of higher psi but I don't know that as a fact. Maybe...
  11. Tharber

    Clogged condensation drain on hybrid water heater.

    You might also install a trap on the line going down, I remember having some issues with mine since it was going into my A/C condensate line and a buddy who is a master plumber told me to install the trap, I've had zero issues since.
  12. Tharber

    USAA homeowners insurance in Florida

    I've lived on the East Coast (Brevard County) of FL since 1977. We've never had any storm damage. My last house was on the river on one side and across the street on the other, I think I lost 3 ridge shingles one time and it was due more to poor installation than wind. Norman hit the nail on...
  13. Tharber

    Plumbing house repipe, copper or PEX?

    Why is it that you think the CPVC is needing replacing? I think it has a lifespan of 50-75 yrs.
  14. Tharber

    Clogged condensation drain on hybrid water heater.

    Is the unit 100% level?
  15. Tharber

    Realtors in Florida

    I also failed to mention Gopher turtles, scrub Jays, etc. Please be careful buying scattered land her in FL. Last time I checked the turtles were $17,000 each to relocate! Also don't be fooled into the multi family land game. Anything in a highly populated area that was a good deal has long...
  16. Tharber

    Realtors in Florida

    I am by no means taking up for that builder but without the builder knowing specifics about the site, its going to be really hard to include most of what you had listed. She sent you spec pricing but should have noted that. Here in FL, there are so many variables when building anything. Soil...
  17. Tharber

    Realtors in Florida

    Self insurance is possible because home owners insurance is only a requirement if there is a mortgage on the property. The key is to invest the money that you might have paid in premiums in such a way that it creates capitol accumulation in the event of a total loss. Inother words thake the...
  18. Tharber

    Free Property Use To Expand A Bridge

    I don't know your state laws but eminant domain rights should be nationwide. I would contact a property rights attorney and make them lease it from you for atleast your crop value and restore the land to its present condition. That **** would never fly in FL. You need a lease or someothng...
  19. Tharber

    Realtors in Florida

    I'll make a long story short. I also held a GC license as well as one of the 1st licensed home inspectors in FL. Many years ago wife and I were looking at a former model home (yes I hired a residentail agent). I decided to hire a home inspector instead of me doing and I am so glad that I did...
  20. Tharber

    Realtors in Florida

    I generally always forbid my agents from recommending any inspector for any property or anyone for repairs. The client is always better off choosing their own person and then that eliminates what the above is going through as well limits the liability of the agent and broker. There are many...
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