Fingers crossed, knock on wood, never directly involved...well... that I remember...
apparently when i was an infant (1979), like a few days home from the hospital, Dad was at work, and mom had to pick up my brother, or sister from school ( they got sick, call from the nurse, etc..) no car seats/carriers like today, mom couldn't just leave me home alone... she put me in a box cushioned with blankets on the passenger seat...
on the way, back from the school, she swerved to miss a deer, and we ended up down in a ditch. fortunately none of us were injured. but of course mom was extremely shaken up, cuz... new baby in a box on the seat next to her in a car accident.
around age 20, I was at the local Goodyear store to get tires. they crashed my car into their building. they did pay to repair it. ...in their defense... the car DID have non-standard equipment, the car had a secondary accelerator to the left of the brake - it had been my grandpa's car, and his right leg had been amputated - so the kid COULD have mistaken it for a clutch....
back in the...late 60's/early 70's.. My uncle was cruising along a country road, there's an S curve, if you don't make the curve, you'll go straight towards a house.
he didn't make the curve..likely going a bit over the speed limit....but didn't hit the house, instead he hit a massive Boulder, that was kinda hidden in a bush on the front corner of the property. He ended up breaking his Back in the wreck, put in a full body cast, and lost function in one Kidney.
while he was in the cast...his Draft Number for Vietnam was drawn. draft board wouldn't accept a Doctor's excuse, He had to appear before them, on crutches in a Body cast...he was excused.
then in '96, we moved a couple miles outside of town, and you have to drive right past that site to get to/from our house. every time he comes to visit my parents, he has to go past where he had that terrible crash...I'm sure that can be a "fun" experience at times.
Summer of '97, on our way back from a fishing trip to Rice Lake, ON doing 90mph in our Ford Aerostar pulling a boat down the 401 through Toronto, I'm in the middle of the back seat ( great view of the road ahead) cars are of course passing us like we're standing still.
I look out at the road, see a Taurus, go sideways, skidding right at us ( looks like we're gonna t-bone him @90mph) before dad can even start to brake, the Taurus hooks a little, goes out and around us, back into our lane right behind the boat, and starts barrel rolling down the lanes behind us.
it all took just a couple seconds, ( going 90mph) but it's forever burned into my brain.